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With a notice account, you will need to give us advanced notice of your intention to access your money and in return, you are likely to get a higher rate than you would with one of our easy access accounts.

The amount of notice that you are required to give will vary depending upon the individual product terms. Please see our available notice savings accounts below for further details.

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30 Day Community Saver (2nd issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 0.25%
Interest Payable Annually on 31 December
Withdrawals Withdrawals, closure or transfers are subject to 30 days written notice
Access Post or branch

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

Understanding Savings

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