We have 6 products available

With a notice account, you will need to give us advanced notice of your intention to access your money and in return, you are likely to get a higher rate than you would with one of our easy access accounts.

The amount of notice that you are required to give will vary depending upon the individual product terms. Please see our available notice savings accounts below for further details.

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Filter by Interest Rate

Postal Savings 180 Day Notice (2nd issue)

Minimum Balance £1,000 +
Interest Rate (AER1/Gross2) 1.30%
Interest Payable Annually on 31 December
Withdrawals Withdrawals or closure are subject to 180 days written notice and will be paid by cheque through the post only. Transfers to another account with us are subject to 180 days written notice.
Access Post only

90 Day Notice Cash ISA (1st issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 1.25% tax free^
Interest Payable Annually on 5 April
Withdrawals Withdrawals or closure subject to 90 days written notice or the loss of 90 days interest
Access Post or branch

30 Day Community Saver (1st issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 0.85%
Interest Payable Annually on 31 December
Withdrawals Withdrawals, closure or transfers are subject to 30 days written notice
Access Post or branch

Monthly Income (3rd Issue)

Minimum Balance £10,000 +
Interest Rate (AER1/Gross2) 1.10 / 1.09%
Interest Payable Monthly and credited to another account with us or your nominated external account on the next working day.
Withdrawals Withdrawals, closure or transfers are subject to 30 days written notice
Access Post or branch

90 Day Community Saver (1st issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 1.15%
Interest Payable Annually on 31 December
Withdrawals Withdrawals, closure or transfers are subject to 90 days written notice
Access Post or Branch

Postal Savings 60 Day Notice (2nd issue)

Minimum Balance £1,000 +
Interest Rate (AER1/Gross2) 1.00%
Interest Payable Annually on 31 December
Withdrawals Withdrawals or closure are subject to 60 days written notice and will be paid by cheque through the post only. Transfers to another account with us are subject to 60 days written notice.
Access Post only

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

Understanding Savings

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