When you choose a savings account you will need to consider the withdrawal arrangements as well as the rate, so that you can choose the one most suitable for you and your requirements.
Easy access accounts allow you immediate access to your savings without penalty, however you are likely to have a lower rate than you would with one of our notice accounts.
Find out more about our easy access accounts below.
Filter by Minimum Balance
Filter by Interest Rate
|Minimum Balance||£1 +|
|Interest Rate (AER1/Gross2)||0.50%|
|Interest Payable||Annually on 31 December|
|Withdrawals||Withdrawals, closure or transfers can be made without notice or loss of interest|
|Access||Post or branch|
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.
The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.
Tax free means exempt from UK income and capital gains tax in the hands of the investor.