We have 3 products available

When you choose a savings account you will need to consider the withdrawal arrangements as well as the rate, so that you can choose the one most suitable for you and your requirements.

Easy access accounts allow you immediate access to your savings without penalty, however you are likely to have a lower rate than you would with one of our notice accounts.

Find out more about our easy access accounts below.

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Easy Access Community Saver (1st issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 0.60%
Interest Payable Annually on 31 December
Withdrawals Withdrawals, closure or transfers can be made without notice or loss of interest
Access Post or branch

Easy Access Cash ISA (1st issue)

Minimum Balance £1 +
Interest Rate (AER1/Gross2) 1.10%
Interest Payable Annually on 5 April tax free^
Withdrawals Withdrawals, closure or transfers can be made without notice or loss of interest
Access Post or Branch

Regular Savings (4th Issue)

Minimum Balance £10 per month +
Interest Rate (AER1/Gross2) 2.50% (includes a fixed bonus of 1% for the first 12 months)
Interest Payable Annually on 31 December
Withdrawals Up to 2 withdrawals per calendar year without penalty. Further conditions apply, see product summary box for full details
Access Post or Branch

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

Understanding Savings

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