Mortgages available up to 95% share, 75% loan to value.
Choose from 2, 3 and 5 year terms.
Products available without an early repayment charge (ERC).
Shared ownership mortgages allow you to buy a share of the property and pay rent on the remaining portion, usually to a housing association, when property is not affordable to purchase outright. Should affordability allow, individuals can gradually increase towards full ownership over time, a process known as staircasing.
Our shared ownership mortgages are available on qualifying properties across England and Wales with pre-approved housing associations registered with the Homes and Communities Agency or Help to Buy Wales Ltd.
All mortgage applications are assessed on a case by case basis by our mortgage team without the use of automated credit scoring systems.
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Your home may be repossessed if you do not keep up repayments on your mortgage