A mortgage of £101,150.00 payable over 30 years initially on a variable rate, currently 3.65% for 2 years and then on our current standard variable rate of 5.75% for the remaining 28 years would require 23 monthly payments of £463.43 and 336 monthly payments of £584.16; plus one initial interest payment of £303.45.

The total amount payable would be £207,964.10 made up of the loan amount, plus interest and fee(s) totalling £106,814.10. This includes Application Fee (£199), Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.6% APRC representative.

A mortgage of £83,949.00 payable over 30 years initially on a fixed rate of 3.89% for 2 years and then on our current standard variable rate of 5.75% for the remaining 28 years would require 23 monthly payments of £396.06 and 336 monthly payments of £485.55, plus one initial interest payment of £268.41.

The total amount payable would be £173,246.59 made up of the loan amount, plus interest and fee(s) totalling £89,297.59. This includes Application Fee (£199), Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.6% APRC representative.

A mortgage of £59,351.00 payable over 30 years initially on a fixed rate of 4.49% for 5 years and then on our current standard variable rate of 5.75% for the remaining 25 years would require 59 monthly payments of £300.77 and 300 monthly payments of £340.83, plus one initial interest payment of £219.03.

The total amount payable would be £120,937.46 made up of the loan amount, plus interest and fee(s) totalling £61,586.46. This includes Application Fee (£199), Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.5% APRC representative.

A mortgage of £31,000.00 payable over 20 years initially on a fixed rate of 4.19% for 3 years and then on our current standard variable rate of 5.75% for the remaining 17 years would require 35 monthly payments of £191.48 and 204 monthly payments of £214.66; plus one initial interest payment of £110.02.

The total amount payable would be £51,326.46 made up of the loan amount, plus interest and fee(s) totalling £20,326.46.  This includes Application Fee (£199), Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.6% APRC representative.

A mortgage of £112,575.00 payable over 27 years initially on a variable rate, currently 3.55% for and then on our current standard variable rate of 5.75% for the remaining 25 years would require 23 monthly payments of £541.65 and 300 monthly payments of £676.99; plus one initial interest payment of £338.49.

The total amount payable would be £216,617.44 made up of the loan amount, plus interest and fee(s) totalling £104,042.44.  This includes Application Fee (£199), Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.5% APRC representative.