Mortgages assessed by expert underwriters, not computers.
You can occupy the Holiday Let property for up to 60 days per year.
Personal income/wealth considered.
At The Mansfield, our individual approach allows us to offer holiday let mortgage lending up to 70% loan to value (LTV).
Landlords owning, or looking to buy a holiday let, can occupy the property themselves for up to 60 days per year.
Properties used for holiday lets must have a minimum property value of £150,000 and qualify as a Furnished Holiday Let under HM Revenue and Customs (HMRC) requirements. Lending on holiday parks or complexes, B&Bs, AirBnB and properties subject to title, local or occupancy restrictions are excluded.
We assess affordability for holiday let mortgages based on a proportion of the annual average of Low, Mid and High Season income and we can take into consideration earned income or other personal wealth.
For more information please see section 5 of our Buy to Let Mortgage Guide. You might also be interested our holiday let case study.
Our holiday let mortgage lending is available on the mortgages below. To find out more, call us on 01623 676345.
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Your home may be repossessed if you do not keep up repayments on your mortgage