A mortgage of £75,000 payable over 12 years initially on a variable rate, currently 3.49% for 2 years and then on our current standard variable rate of 5.75% for the remaining 10 years would require 23 monthly payments of £218.13 and 120 monthly payments of £359.43 plus one initial interest payment of £207.40.

The total amount payable would be £125,784.99 made up of the loan amount, plus interest and fee(s) totalling £50,784.99. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.8% APRC representative.

A mortgage of £75,0000 payable over 12 years initially on a variable rate, currently 3.99% for 2 years and then on our current standard variable rate of 5.75% for the remaining 10 years would require 23 monthly payments of £249.38 and 120 monthly payments of £359.44 plus one initial interest payment of £237.11.

The total amount payable would be £126,534.65 made up of the loan amount, plus interest and fee(s) totalling £51,534.65. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.9% APRC representative.

A mortgage of £90,000.00 payable over 24 years initially on a variable rate, currently 3.65% for 3 years and then on our current standard variable rate of 5.75% for the remaining 21 years would require 35 monthly payments of £273.75 and 252 monthly payments of £431.22; plus one initial interest payment of £278.24.

The total amount payable would be £211,124.93 made up of the loan amount, plus interest and fee(s) totalling £121,124.93.  This includes Application Fee (£199), Valuation Fee (£169), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.7% APRC representative.