As a mutual building society, we’ve been helping people to move home since 1870. All of our mortgages are individually assessed by expert staff and together with the dedicated support of our qualified advisers, you will receive a high level of personal service throughout.
Below are products available for house purchase. You can compare our full range of mortgage products online or contact our sales team for further help and advice.
| Term | 2 years |
| Initial Rate1 | 3.39% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | over 80% and up to 90% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £800 completion fee |
A mortgage of £161,500.00 payable over 25 years initially on a fixed rate of 3.39% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £ 800.71 and 276 monthly payments of £989.19; plus one initial interest payment of £ 464.99
The total amount payable would be £293,301.76 made up of the loan amount, plus interest and fee(s) totalling £131,801.76. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
| Term | 2 years |
| Initial Rate1 | 3.09% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £800 completion fee |
A mortgage of £176,000.00 payable over 30 years initially on a fixed rate of 3.09% for 2 years and then on our current standard variable rate of 5.60% for the remaining 28 years would require 23 monthly payments of £751.86 and 336 monthly payments of £996.95; plus one initial interest payment of £ 461.89
The total amount payable would be £354,133.87 made up of the loan amount, plus interest and fee(s) totalling £178,133.87. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
| Term | 5 years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.1% APRC |
| MAX LTV3 | Over 90% and up to 95% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a fixed rate of 3.89% for 5 years and then on our current standard variable rate of 5.60% for the remaining 20 years would require 59 monthly payments of £517.59 and 240 monthly payments of £598.06; plus one initial interest payment of £327.08
The total amount payable would be £175,303.29 made up of the loan amount, plus interest and fee(s) totalling £76,303.29. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£255), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 3.24% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | over 90% and up to 95% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a variable rate, currently 3.24% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £482.97 and 276 monthly payments of £605.79; plus one initial interest payment of £263.64
The total amount payable would be £179,473.99 made up of the loan amount, plus interest and fee(s) totalling £80,473.99. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
| Term | 2 years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | Over 90% and up to 95% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a fixed rate of 3.89% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £517.59 and 276 monthly payments of £608.46; plus one initial interest payment of £327.08
The total amount payable would be £181,070.61 made up of the loan amount, plus interest and fee(s) totalling £82,070.61. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£255), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.64% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | over 80% and up to 90% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £135,000.00 payable over 35 years initially on a variable rate, currently 2.64% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £493.52 and 396 monthly payments of £722.81; plus one initial interest payment of £292.93
The total amount payable would be £298,780.65 made up of the loan amount, plus interest and fee(s) totalling £163,780.65. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.54% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £80,000.00 payable over 16 years initially on a variable rate, currently 2.54% for 2 years and then on our current standard variable rate of 5.60% for the remaining 14 years would require 23 monthly payments of £169.33 and 168 monthly payments of £373.37; plus one initial interest payment of £167.01
The total amount payable would be £147,691.76 made up of the loan amount, plus interest and fee(s) totalling £67,691.76. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.24% |
| Overall Cost For Comparison2 | 4.9% APRC |
| MAX LTV3 | 75% (70% for loans over £750,000 and under £1m) |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 0.50% completion fee |
A mortgage of £706,055.00 payable over 15 years initially on a variable rate, currently 2.24% for 2 years and then on our current standard variable rate of 5.60% for the remaining 13 years would require 23 monthly payments of £4,643.70 and 156 monthly payments of £5,676.41; plus one initial interest payment of £1,299.91
The total amount payable would be £998,908.24 made up of the loan amount, plus interest and fee(s) totalling £292,853.24. This includes Application Fee (£199), Chaps Fee (£25), Completion Fee (£3,530.27), Legal Fees (£255.00) and Valuation Fee (£1,149.00), Redemption Administration Fee (£125).
The overall cost for comparison is 4.9% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.14% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £258,484.00 payable over 30 years initially on a variable rate, currently 2.14% for 2 years and then on our current standard variable rate of 5.60% for the remaining 28 years would require 23 monthly payments of £975.54 and 336 monthly payments of £1,454.29; plus one initial interest payment of £454.65
The total amount payable would be £512,437.51 made up of the loan amount, plus interest and fee(s) totalling £253,953.51. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
| Term | 3 years |
| Initial Rate1 | Currently 2.24% |
| Overall Cost For Comparison2 | 4.3% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £130,000.00 payable over 12 years initially on a variable rate, currently 2.24% for 3 years and then on our current standard variable rate of 5.60% for the remaining 9 years would require 35 monthly payments of £1,036.66 and 108 monthly payments of £1,196.42; plus one initial interest payment of £239.34
The total amount payable would be £166,639.80 made up of the loan amount, plus interest and fee(s) totalling £36,639.80. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 4.3% APRC representative.
Your home may be repossessed if you do not keep up repayments on your mortgage
Want to ask us a specific question? Enquire online here or phone us on 01623 676345
Our intermediaries website is for use by authorised intermediaries only.
Please click on the link below to proceed
Continue to intermediaries site
Contact
Find us
Login
Menu
