If you are looking to switch from your current mortgage provider, our flexible approach to lending can give you options, such as allowing you to borrow a little more to help with home improvements or helping you plan for the retirement you hoped for.
Below is a selection from our mortgage product range available for remortgage. Should you want to view more mortgage product options, please feel free to compare all of our mortgage products online or contact our helpful team of qualified advisers.
| Term | 2 years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.8% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £800 completion fee |
A mortgage of £143,000.00 payable over 25 years initially on a fixed rate of 3.89% for 2 years and then on our current standard variable rate of 5.99% for the remaining 23 years would require 23 monthly payments of £747.63 and 276 monthly payments of £910.34; plus one initial interest payment of £472.45.
The total amount payable would be £270,325.78 made up of the loan amount, plus interest and fee(s) totalling £127,325.78. This includes Chaps Fee (£25), Completion Fee (£800), Application Fee (£199), Redemption Administration Fee (£125) and Legal Fees (£255).
The overall cost for comparison is 5.8% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 3.03% |
| Overall Cost For Comparison2 | 5.7% APRC |
| MAX LTV3 | over 80% and up to 90% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £235,230.00 payable over 30 years initially on a variable rate, currently 3.03% for 2 years and then on our current standard variable rate of 5.99% for the remaining 28 years would require 23 monthly payments of £997.25 and 336 monthly payments of £1,386.86; plus one initial interest payment of £605.35
The total amount payable would be £490,431.06 made up of the loan amount, plus interest and fee(s) totalling £255,201.06. This includes Application Fee (£199), Chaps Fee (£25), Completion Fee (£300), Legal Fees (£255) and Redemption Administration Fee (£125) .
The overall cost for comparison is 5.7% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.93% |
| Overall Cost For Comparison2 | 5.8% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £235,230.00 payable over 30 years initially on a variable rate, currently 2.93% for 2 years and then on our current standard variable rate of 5.99% for the remaining 28 years would require 23 monthly payments of £574.35 and 336 monthly payments of £1,174.18, plus one initial interest payment of £585.37.
The total amount payable would be £644,453.90 made up of the loan amount, plus interest and fee(s) totalling £409,223.90. This includes Application Fee (£199), Chaps Fee (£25), Completion Fee (£300), Legal Fees (£255) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.8% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.63% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 75% (70% for loans over £750,000 and under £1m) |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 0.50% completion fee |
A mortgage of £706,055.00 payable over 15 years initially on a variable rate, currently 2.63% for 2 years and then on our current standard variable rate of 5.99% for the remaining 13 years would require 23 monthly payments of £4,772.89 and 156 monthly payments of £5,822.93; plus one initial interest payment of £1,577.11
The total amount payable would be £1,023,864.93 made up of the loan amount, plus interest and fee(s) totalling £317,809.93. This includes Application Fee (£199), Chaps Fee (£25), Completion Fee (£3,530.27), Legal Fees (£255.00) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 2.53% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £235,230 payable over 30 years initially on a variable rate, currently 2.53% for 2 years and then on our current standard variable rate of 5.99% for the remaining 28 years would require 23 monthly payments of £934.85 and 336 monthly payments of £1,381.98 plus one initial interest payment of £505.45.
The total amount payable would be £487,256.28 made up of the loan amount, plus interest and fee(s) totalling £252,026.28. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£255), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
| Term | 3 years |
| Initial Rate1 | Currently 2.63% |
| Overall Cost For Comparison2 | 4.7% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £300 completion fee |
A mortgage of £130,000.00 payable over 12 years initially on a variable rate, currently 2.63% for 3 years and then on our current standard variable rate of 5.99% for the remaining 9 years would require 35 monthly payments of £1,059.97 and 108 monthly payments of £1,222.09; plus one initial interest payment of £290.38
The total amount payable would be £170,279.05 made up of the loan amount, plus interest and fee(s) totalling £40,279.05. This includes Application Fee (£199), Chaps fee (£25), Completion Fee (£300), Legal Fees (£255) and Redemption Administration Fee (£125).
The overall cost for comparison is 4.7% APRC representative.
Your home may be repossessed if you do not keep up repayments on your mortgage
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