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Saving regularly each month allows you to put money aside for something special or a rainy day.

Over the months and years, you can build up a deposit amount that you can use for a holiday, a new car, moving home and much more.

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Regular Savings (4th Issue)

Minimum Balance £10 per month +
Interest Rate (AER1/Gross2) 2.50% (includes a fixed bonus of 1% for the first 12 months)
Interest Payable Annually on 31 December
Withdrawals Up to 2 withdrawals per calendar year without penalty. Further conditions apply, see product summary box for full details
Access Post or Branch

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

Understanding Savings

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