If you’re considering becoming a buy to let landlord or looking to expand or improve your current portfolio, there’s a lot to consider.
At The Mansfield we offer fixed rate and discounted variable rate Buy to Let mortgage products for landlords throughout England and Wales. Our Buy to Let lending falls into 3 main areas:
If you are looking to purchase or remortgage a holiday let, we have a dedicated web page available for holiday let mortgages.
Please see our available Buy to Let mortgages below.
Term | 2 years |
Initial Rate1 | 6.45% variable |
Overall Cost For Comparison2 | 8.7% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, £1,499 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 6.19% variable |
Overall Cost For Comparison2 | 8.6% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | Fixed until 13 April 2029 |
Initial Rate1 | 5.99% |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% until 13 April 2027, then 2% until 13 April 2028 and then 1% until 13 April 2029 |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 6.39% variable |
Overall Cost For Comparison2 | 8.8% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, 1% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 5.79% variable |
Overall Cost For Comparison2 | 8.7% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, 1% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 6.39% variable |
Overall Cost For Comparison2 | 8.6% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, 1% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 6.29% variable |
Overall Cost For Comparison2 | 8.8% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, 1% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.89% variable |
Overall Cost For Comparison2 | 8.8% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, 1% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Term | 2 years |
Initial Rate1 | 5.19% variable |
Overall Cost For Comparison2 | 8.8% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, 2.50% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.89% | £1,889.00 | £2,333.50 | £3,222.50 |
Your home may be repossessed if you do not keep up repayments on your mortgage
Want to ask us a specific question? Enquire online here or phone us on 01623 676345
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