If you’re considering becoming a buy to let landlord or looking to expand or improve your current portfolio, there’s a lot to consider.
At The Mansfield we offer fixed rate and discounted variable rate Buy to Let mortgage products for landlords throughout England and Wales. Our Buy to Let lending falls into 3 main areas:
If you are looking to purchase or remortgage a holiday let, we have a dedicated web page available for holiday let mortgages.
Please see our available Buy to Let mortgages below.
| Term | 5 years |
| Initial Rate1 | 3.39% |
| Overall Cost For Comparison2 | 5.0% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £134,476 payable over 25 years initially on a fixed rate of 3.39% for 5 years and then on our current standard variable rate of 5.35% for the remaining 20 years would require 59 monthly payments of £379.89 and 240 monthly payments of £599.56 plus one initial interest payment of £374.69.
The total amount payable would be £303,287.60 made up of the loan amount, plus interest and fee(s) totalling £168,811.60. This includes Application Fee (£199), Valuation Fee (£225), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.0% APRC representative.
| Term | 5 years |
| Initial Rate1 | 3.85% |
| Overall Cost For Comparison2 | 5.1% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £134,476.00 payable over 25 years initially on a fixed rate of 3.85% for 5 years and then on our current standard variable rate of 5.35% for the remaining 20 years would require 59 monthly payments of £431.44 and 240 monthly payments of £599.58; plus one initial interest payment of £425.53
The total amount payable would be £306,384.69 made up of the loan amount, plus interest and fee(s) totalling £171,908.69. This includes Application Fee (£199), Valuation Fee (£225), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
| Term | 3 years |
| Initial Rate1 | Currently 2.79% |
| Overall Cost For Comparison2 | 5.0% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £250,000.00 payable over 25 years initially on a variable rate, currently 2.79% for 3 years and then on our current standard variable rate of 5.35% for the remaining 22 years would require 35 monthly payments of £581.25 and 264 monthly payments of £1,114.53 plus one initial interest payment of £590.78.
The total amount payable would be £567,666.45 made up of the loan amount, plus interest and fee(s) totalling £317,666.45. This includes Application Fee (£199), Valuation Fee (£592), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.0% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 3.29% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £125,000.00 payable over 24 years initially on a variable rate, currently 3.29% for 2 years and then on our current standard variable rate of 5.35% for the remaining 22 years would require 23 monthly payments of £342.71 and 264 monthly payments of £557.26 plus one initial interest payment of £348.33.
The total amount payable would be £282,751.30 made up of the loan amount, plus interest and fee(s) totalling £157,751.30. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 3.59% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 65% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £125,000.00 payable over 30 years initially on a variable rate, currently 3.59% for 2 years and then on our current standard variable rate of 5.35% for the remaining 28 years would require 23 monthly payments of £373.96 and 336 monthly payments of £557.32 plus one initial interest payment of £368.84.
The total amount payable would be £323,633.44 made up of the loan amount, plus interest and fee(s) totalling £198,633.44. This includes: Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
| Term | 2 years |
| Initial Rate1 | Currently 3.15% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 1% completion fee |
A mortgage of £85,000.00 payable over 35 years initially on a variable rate, currently 3.15% for 2 years and then on our current standard variable rate of 5.35% for the remaining 33 years would require 23 monthly payments of £223.13 and 396 monthly payments of £378.97 plus one initial interest payment of £220.07.
The total amount payable would be £242,047.18 made up of the loan amount, plus interest and fee(s) totalling £157,047.18. This includes Application Fee (£199), Legal Fees (£255), Valuation Fee (£169), Chaps Fee (£25), Completion Fee (£850) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
| Term | 3 years |
| Initial Rate1 | Currently 3.19% |
| Overall Cost For Comparison2 | 5.1% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £452,200.00 payable over 25 years initially on a variable rate, currently 3.19% for 3 years and then on our current standard variable rate of 5.35% for the remaining 22 years would require 35 monthly payments of £1,202.10 and 264 monthly payments of £2,016.25; plus one initial interest payment of £1,185.63
The total amount payable would be £1,030,164.13 made up of the loan amount, plus interest and fee(s) totalling £577,964.13. This includes Application Fee (£199), Valuation Fee (£511), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
| Term | 3 years |
| Initial Rate1 | Currently 3.25% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £129,109.00 payable over 20 years initially on a variable rate, currently 3.25% for 3 years and then on our current standard variable rate of 5.35% for the remaining 17 years would require 35 monthly payments of £349.67 and 204 monthly payments of £575.67 plus one initial interest payment of £344.88.
The total amount payable would be £261,727.01 made up of the loan amount, plus interest and fee(s) totalling £132,618.01. This includes Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
| Term | 3 year |
| Initial Rate1 | Currently 3.25% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £129,109.00 payable over 20 years initially on a variable rate, currently 3.25% for 3 years and then on our current standard variable rate of 5.35% for the remaining 17 years would require 35 monthly payments of £349.67 and 204 monthly payments of £575.67 plus one initial interest payment of £344.88.
The total amount payable would be £261,727.01 made up of the loan amount, plus interest and fee(s) totalling £132,618.01. This includes Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
| Term | 3 years |
| Initial Rate1 | 3.29% |
| Overall Cost For Comparison2 | 5.0% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £102,000.00 payable over 10 years initially on a fixed rate of 3.29% for 3 years and then on our current standard variable rate of 5.35% for the remaining 7 years would require 35 monthly payments of £279.65 and 84 monthly payments of £454.72 plus one initial interest payment of £284.23.
The total amount payable would be £152,341.46 made up of the loan amount, plus interest and fee(s) totalling £50,341.46. This includes Application Fee (£199), Valuation Fee (£169), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.0% APRC representative.
| Term | 3 years |
| Initial Rate1 | 2.74% |
| Overall Cost For Comparison2 | 5.1% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £134,476.00 payable over 25 years initially on a fixed rate of 2.74% for 3 years and then on our current standard variable rate of 5.35% for the remaining 22 years would require 35 monthly payments of £307.05 and 264 monthly payments of £599.59 plus one initial interest payment of £302.85.
The total amount payable would be £305,881.36 made up of the loan amount, plus interest and fee(s) totalling £171,405.36. This includes Application Fee (£199), Re-mortgage Valuation Fee (£160), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
Your home may be repossessed if you do not keep up repayments on your mortgage
Want to ask us a specific question? Enquire online here or phone us on 01623 676345
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