Int Only
Term | 2 years |
Initial Rate1 | 6.54% |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | Over 80% and up to 90% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, £800 Completion Fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 5.75% |
Overall Cost For Comparison2 | 6.8% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, £800 Completion Fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 6.74% |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | Over 90% and up to 95% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, No Completion Fee |
Term | 2 years |
Initial Rate1 | 4.50% variable |
Overall Cost For Comparison2 | 6.4% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 5.49% variable |
Overall Cost For Comparison2 | 6.8% APRC |
MAX LTV3 | over 90% and up to 95% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 Application Fee, No Completion Fee |
Term | 2 years |
Initial Rate1 | 4.95% variable |
Overall Cost For Comparison2 | 6.7% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | nil |
Product Fees | £199 application fee, £1,800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 4.75% variable |
Overall Cost For Comparison2 | 6.5% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 3 Years |
Initial Rate1 | 5.35% |
Overall Cost For Comparison2 | 7.9% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £87,835.10 payable over 32 years initially on a fixed rate of 5.35% for 3 years and then on our current standard variable rate of 8.49% for the remaining 29 years would require 36 monthly payments of £478.25 and 348 monthly payments of £653.86.
The total amount payable would be £244,885.28 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £157,050.18.
The overall cost for comparison is 7.9% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 4.70% Variable |
Overall Cost For Comparison2 | 7.8% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £87,835.10 payable over 32 years initially on a discounted variable rate of 4.70% for 3 years and then on our current standard variable rate of 8.49% for the remaining 29 years would require 36 monthly payments of £442.69 and 348 monthly payments of £650.51.
The total amount payable would be £242,439.32 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £154,604.22.
The overall cost for comparison is 7.8% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.65% Variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.
The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,800.69.
The overall cost for comparison is 8.0% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.65 Variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.
The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,800.69.
The overall cost for comparison is 8.0% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.65% Variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% in year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £138,849.83 payable over 30 years initially on a discounted variable rate of 5.65% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £801.49 and 324 monthly payments of £1048.37.
The total amount payable would be £368,650.52 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £229,800.69.
The overall cost for comparison is 8.0% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.49% Variable |
Overall Cost For Comparison2 | 7.8% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £147,517.48 payable over 24 years initially on a discounted variable rate of 5.49% for 3 years and then on our current standard variable rate of 8.49% for the remaining 21 years would require 36 monthly payments of £922.72 and 252 monthly payments of £1174.02.
The total amount payable would be £329,195.96 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £181,678.48.
The overall cost for comparison is 7.8% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.55% Variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £138,849.83 payable over 30 years initially on a variable rate of 5.55% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £792.74 and 324 monthly payments of £1047.56.
The total amount payable would be £368,073.08 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,223.25.
The overall cost for comparison is 8.0% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 2 years |
Initial Rate1 | 6.75% |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 6.25% variable |
Overall Cost For Comparison2 | 6.9% APRC |
MAX LTV3 | Over 80% and up to 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 6.75% |
Overall Cost For Comparison2 | 7.1% APRC |
MAX LTV3 | Over 80% and up to 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 5.80% variable |
Overall Cost For Comparison2 | 6.8% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 6.39% |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 6.25% variable |
Overall Cost For Comparison2 | 6.9% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, £800 Completion Fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 5.99% |
Overall Cost For Comparison2 | 6.9% APRC |
MAX LTV3 | 95% of the share being purchased, 75% property value |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | None |
A mortgage of £81,000.00 payable over 40 years initially on a fixed rate of 5.99% for 2 years then on our follow-on rate of a 1.74% discount off our standard variable rate (currently 8.49%) giving a rate of 6.75% variable for the remaining 38 years would require 23 monthly payments of £445.33 and 456 monthly payments of £487.77; plus one initial interest payment of £412.08.
The total amount payable would be £233,577.79 made up of the loan amount, plus interest and fee(s) totalling £152,577.79. This includes Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£125).
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | Until 31 July 2030 |
Initial Rate1 | 5.39% |
Overall Cost For Comparison2 | 6.3% APRC |
MAX LTV3 | 95% of the share being purchased, 75% property value |
Early Repayment Charge | 3% until 31 July 2028, 2% until 31 July 2029, 1% until 31 July 2030 |
Product Fees | None |
A mortgage of £99,750.00 payable over 25 years initially on a fixed rate of 5.39% until 31 July 2030 then on our follow-on rate of a 1.74% discount off our standard variable rate (currently 8.49%) giving a rate of 6.75% variable for the remaining 19 years 7 months would require 64 monthly payments of £606.98 and 235 monthly payments of £675.91; plus one initial interest payment of £456.64.
The total amount payable would be £198,642.21 made up of the loan amount, plus interest and fee(s) totalling £98,892.21. This includes Legal Fees (£350), Chaps Fee (£25) and Redemption Administration Fee (£125).
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 2 years |
Initial Rate1 | 5.19% variable |
Overall Cost For Comparison2 | 7.9% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £1,499 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.84% variable |
Overall Cost For Comparison2 | 8.1% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.25% variable |
Overall Cost For Comparison2 | 8.2% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, 2% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.59% variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £1,499 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.15% variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.58% variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 5.24% variable |
Overall Cost For Comparison2 | 6.7% APRC |
MAX LTV3 | over 80% and up to 90% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 application fee, £800 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 6.75% | £1,675.00 | £2,012.50 | £2,687.50 |
Term | 2 years |
Initial Rate1 | 5.55% variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, £999 completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 4.79% variable |
Overall Cost For Comparison2 | 8.1% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% in year one, followed by 1% in year two |
Product Fees | £199 application fee, 2.50% completion fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | Fixed until 31 July 2030 |
Initial Rate1 | 6.39% |
Overall Cost For Comparison2 | 6.9% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 3% until 31 July 2028, 2% until 31 July 2029, 1% until 31 July 2030 |
Product Fees | £199 Application Fee |
Term | 2 years |
Initial Rate1 | 7.09% |
Overall Cost For Comparison2 | 8.5% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, No Completion Fee |
Term | 2 years |
Initial Rate1 | 6.99% |
Overall Cost For Comparison2 | 8.6% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, £800 Completion Fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 years |
Initial Rate1 | 6.45% variable |
Overall Cost For Comparison2 | 8.4% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, No Completion Fee |
Term | 2 years |
Initial Rate1 | 6.35% variable |
Overall Cost For Comparison2 | 8.4% APRC |
MAX LTV3 | 70% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £199 Application Fee, £800 Completion Fee |
A £1,000 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£1,000 | 8.49% | £1,849.00 | £2,273.50 | £3,122.50 |
Term | 2 Years |
Initial Rate1 | 5.39% |
Overall Cost For Comparison2 | 8.4% APRC |
MAX LTV3 | 90% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £150 Completion Fee |
A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£150 | 8.49% | £277.35 | £341.02 | £468.37 |
Term | 2 Years |
Initial Rate1 | 4.95% Variable |
Overall Cost For Comparison2 | 8.1% APRC |
MAX LTV3 | Up to 90% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £150 Completion Fee |
A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£150 | 8.49% | £277.35 | £341.02 | £468.37 |
Term | Duration of the mortgage term |
Initial Rate1 | 6.75% Variable |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | 90% |
Early Repayment Charge | None |
Product Fees | £150 Completion Fee |
A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£150 | 8.49% | £277.35 | £341.02 | £468.37 |
Term | 2 Years |
Initial Rate1 | 6.49% |
Overall Cost For Comparison2 | 8.5% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | £150 Completion Fee |
A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£150 | 8.49% | £277.35 | £341.02 | £468.37 |
Term | Duration of the mortgage term |
Initial Rate1 | 5.65% Variable |
Overall Cost For Comparison2 | 5.8% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | None |
Product Fees | £150 Completion Fee |
A £150 Completion Fee added to the loan amount would increase in value over the term of the mortgage and an illustrative example is provided below based on a static rate over a 10, 15 or 25 year term.
Fee Amount |
Rate |
Value of the fee with interest at 10 years |
Value of the fee with interest at 15 years |
Value of the fee with interest at 25 years |
£150 | 8.49% | £277.35 | £341.02 | £468.37 |
Term | 3 Years |
Initial Rate1 | 5.75% |
Overall Cost For Comparison2 | 8.1% APRC |
MAX LTV3 | 95% of the share owned, 75% property value |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £63,792.85 payable over 35 years initially on a fixed rate of 5.75% for 3 years and then on our current standard variable rate of 8.49% for the remaining 32 years would require 36 monthly payments of £353.09 and 384 monthly payments of £469.59.
The total amount payable would be £193,158.80 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £129,365.95.
The overall cost for comparison is 8.1% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 2 Years |
Initial Rate1 | 5.39% |
Overall Cost For Comparison2 | 8.2% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | None |
A mortgage of £88,052.76 payable over 32 years initially on a fixed rate of 5.39% for 2 years and then on our current standard variable rate of 8.49% for the remaining 30 years would require 24 monthly payments of £481.67 and 360 monthly payments of £659.70.
The total amount payable would be £249,177.08 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £161,124.32.
The overall cost for comparison is 8.2% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.85% |
Overall Cost For Comparison2 | 8.1% APRC |
MAX LTV3 | Over 85% and up to 95% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £168,241.00 payable over 30 years initially on a fixed rate of 5.85% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £992.52 and 324 monthly payments of £1272.23.
The total amount payable would be £448,058.24 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £279,817.24.
The overall cost for comparison is 8.1% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 3 Years |
Initial Rate1 | 5.63% Variable |
Overall Cost For Comparison2 | 8.0% APRC |
MAX LTV3 | Over 85% and up to 95% |
Early Repayment Charge | 3% in Year 1, 2% in Year 2, 1% in Year 3 |
Product Fees | None |
A mortgage of £168,241.00 payable over 30 years initially on a discounted variable rate of 5.63% for 3 years and then on our current standard variable rate of 8.49% for the remaining 27 years would require 36 monthly payments of £969.02 and 324 monthly payments of £1270.13.
The total amount payable would be £446,531.84 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £278,290.84.
The overall cost for comparison is 8.0% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 2 Years |
Initial Rate1 | 6.49% |
Overall Cost For Comparison2 | 8.4% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | None |
A mortgage of £154,514.14 payable over 27 years initially on a fixed rate of 6.49% for 2 years and then on our current standard variable rate of 8.49% for the remaining 25 years would require 24 monthly payments of £1011.94 and 300 monthly payments of £1206.95.
The total amount payable would be £386,496.56 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £231,982.42.
The overall cost for comparison is 8.4% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | 2 Years |
Initial Rate1 | 5.99% Variable |
Overall Cost For Comparison2 | 8.3% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% in Year 1, 1% in Year 2 |
Product Fees | None |
A mortgage of £154,514.14 payable over 27 years initially on a variable rate, currently 5.99% for 2 years and then on our current standard variable rate of 8.49% for the remaining 25 years would require 24 monthly payments of £963.18 and 300 monthly payments of £1203.92.
The total amount payable would be £384,417.32 made up of the loan amount, plus interest and Redemption Administration Fee (£125) totalling £229,903.18.
The overall cost for comparison is 8.3% APRC representative.
A representative example is designed to help understanding of the typical cost of this mortgage. This is not an illustration and is only provided as an example.
Term | Duration of the mortgage term |
Initial Rate1 | 6.75% Variable |
Overall Cost For Comparison2 | 7.0% APRC |
MAX LTV3 | 95% |
Early Repayment Charge | None |
Product Fees | None |
A mortgage of £101,891.81 payable over 12 years on a variable rate of 6.75% for the mortgage term would require 144 monthly payments of £1034.31.
The total amount payable would be £149,065.64 made up of the loan amount, plus interest and Redemption Administration fee (£125) totalling £47,173.83.
The overall cost for comparison is 7.0% APRC representative.
Your home may be repossessed if you do not keep up repayments on your mortgage
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