A fixed rate bond allows you to save a lump sum knowing that the interest rate will remain the same for the duration of the account term.
Interest on fixed rate bonds can be paid monthly (subject to product availability), annually and on maturity.
We do not currently have any fixed rate bonds available to new customers, you can view all our available accounts here.
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AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.
The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.
Tax free means exempt from UK income and capital gains tax in the hands of the investor.