ISA stands for Individual Savings Account and offers the benefit of tax free savings. You can pay up to £20,000 into your ISA in the current tax year.
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Filter by Interest Rate
| Minimum Balance | £1 + |
| Interest Rate (AER1/Gross2) | 0.20% |
| Interest Payable | Annually on 5 April tax free^ |
| Withdrawals | Withdrawals, closure or transfers can be made without notice or loss of interest |
| Access | Post or Branch |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.
The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.
Tax free means exempt from UK income and capital gains tax in the hands of the investor.
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