Savings Products Account Levels Interest Rate (AER1/Gross2) Interest Payable Withdrawals Access
3 Year Fixed Rate Cash ISA (1st issue) £500 + 1.70% tax free^ Annually on 5 April and on maturity No withdrawals allowed. Early closure in branch or by post is subject to the loss of 180 days interest on the closing balance. Post or branch
90 Day Notice Cash ISA (1st issue) £1 + 1.25% tax free^ Annually on 5 April Withdrawals or closure subject to 90 days written notice or the loss of 90 days interest Post or branch
SIPP Trust Cash Deposit Account - Easy Access (1st issue) £25,000 + 0.50% Annually on 31 December Withdrawals or closure can be made without notice or loss of interest Post only
Easy Access Deposit (1st issue) £1 + 0.50% Annually on 31 December Withdrawals, closure or transfers can be made without notice or loss of interest Post or branch
Easy Access Community Saver (1st issue) £1 + 0.60% Annually on 31 December Withdrawals, closure or transfers can be made without notice or loss of interest Post or branch
SIPP Trust Cash Deposit Account - Pension 30 (5th issue) £25,000 + 0.75% Annually on 31 December Withdrawals or closure are subject to 30 days written notice or the loss of 30 days interest and will be by cheque or electronic transfer to the designated SIPP bank account only. Post only
Business Deposit 40 Day Notice (1st issue) £1,000 + 0.80% Annually on 31 December Withdrawals, closure or transfers are subject to 40 days written notice Post or branch
30 Day Community Saver (1st issue) £1 + 0.85% Annually on 31 December Withdrawals, closure or transfers are subject to 30 days written notice Post or branch
SIPP Trust Cash Deposit Account - Pension 90 (3rd issue) £25,000 + 1.00% Annually on 31 December Withdrawals or closure are subject to 90 days written notice by post and will be paid by cheque or electronic transfer to the designated SIPP bank account only. Post only
Business Deposit 90 Day Notice (2nd issue) £1,000 + 1.05% Annually on 31 December Withdrawals, closure or transfers are subject to 90 days written notice Post or branch
Monthly Income (3rd Issue) £10,000 + 1.10 / 1.09% Monthly and credited to another account with us or your nominated external account on the next working day. Withdrawals, closure or transfers are subject to 30 days written notice Post or branch
Easy Access Cash ISA (1st issue) £1 + 1.10% Annually on 5 April tax free^ Withdrawals, closure or transfers can be made without notice or loss of interest Post or Branch
90 Day Community Saver (1st issue) £1 + 1.15% Annually on 31 December Withdrawals, closure or transfers are subject to 90 days written notice Post or Branch
SIPP Trust Cash Deposit Account - Pension 180 (1st issue) £25,000 + 1.20% Annually on 31 December Withdrawals or closure are subject to 180 days written notice by post and will be paid by cheque or electronic transfer to the designated SIPP bank account only. Post only
Business Deposit 180 Day Notice (1st issue) £1,000 + 1.25% Annually on 31 December Withdrawals, closure or transfers are subject to 180 days written notice Post or Branch
Community Deposit Maxi Account (1st issue) £500 + 1.40% Annually on 31 December Withdrawals or closure are subject to 30 days written notice or the loss of 30 days interest on the amount withdrawn. See product summary box for full details Post or Branch
2 Year Fixed Rate Bond (48th issue) £500 + 1.80% Annually on 31 December and on maturity No withdrawals or early closures allowed Post or Branch
2 Year Fixed Rate Bond (48th issue) - Monthly Income £500 + 1.80% / 1.79% Monthly and on maturity No withdrawals or early closures allowed Post or branch
5 Year Fixed Rate Bond (8th issue) £500 + 2.00% Annually on 31 December and on maturity No withdrawals or early closures allowed Post or Branch
5 Year Fixed Rate Bond (8th issue) - Monthly Income £500 + 2.00% / 1.98% Monthly and on maturity No withdrawals or early closures allowed Post or Branch
Young Saver (2nd issue) £1 + 2.25% Anually on 31 December and on maturity at age 18 Up to 6 withdrawals per calendar year without penalty. Further conditions apply, see product summary box for full details Post or Branch
Cash Junior ISA (1st issue) £1 + to a maximum investment of £4,368 in the 2019/20 tax year 2.70% tax free^ Annually on 5 April No withdrawals allowed until the child is 18 Post or Branch
Young Regular Saver (2nd issue) £1 per month + 2.75% Annually on 31 December and on maturity at the age of 18 Up to 2 withdrawals per calendar year without penalty. Further conditions apply, see product summary box for full details Post or Branch
Postal Savings 60 Day Notice (1st issue) £1,000 + 1.35% (includes a 0.35% bonus for the first 12 months) Annually on 31 December Withdrawals or closure are subject to 60 days written notice and will be paid by cheque through the post only. Transfers to another account with us are subject to 60 days written notice. Post only
Regular Savings (4th issue) £10 per month + 2.50% (includes a fixed bonus of 1% for the first 12 months) Annually on 31 December Up to 2 withdrawals per calendar year without penalty. Further conditions apply, see product summary box for full details Post or Branch

1. AER

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. AERs on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. Gross Rate

The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax Free

Tax free means exempt from UK income and capital gains tax in the hands of the investor.

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