At Mansfield Building Society, we’re proud to support first time home buyers with a range of mortgage products and a flexible approach that can help you get your foot on the property ladder.

If you’re looking to buy your first home we have flexible criteria that could really help you buy the home that you’re looking for.

Low deposit mortgages are a major benefit for first time buyers and there are a number of ways that we can help. We can accept deposits that have been gifted from a family member and offer mortgages with as little as a 5% deposit.

These days, first time buyers looking for a mortgage may need this to extend beyond joint borrowing with partners, friends or siblings.

At The Mansfield, we allow up to four people on a mortgage application. We can also allow circumstances where a close family member can contribute to the mortgage and not have any ownership rights on the property, this is something called a Joint Borrower Sole Proprietor mortgage.

As well as our flexible approach, there are various types of mortgages for first time buyers. Our range of mortgage products for first time buyers is available in the UK across England, Wales and Scotland, subject to postcode restrictions in Scotland.