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Essential works - Kirkby in Ashfield (from 28 June)

Club & Charity Deposit 180 Day Notice (2nd issue)

Interest Rate

including a 0.50% bonus for the first 6 months
This account could be right for you if...
  • You are a club, association or registered charity based in Nottinghamshire, Derbyshire or South Yorkshire
  • You have a minimum £1,000 to invest
  • Withdrawals can be by cash (clubs and associations only), cheque or electronic transfer to the registered charity bank account
Some things you need to bear in mind
  • This is a variable rate account and the interest rate may go down as well as up
  • There are some restrictions on withdrawals (see below for more information). This account may not be suitable for charities who do not have a bank account
  • You will need to give 180 days notice to be able to access your money

Interest Rate

including a 0.50% bonus for the first 6 months

Summary Box

Documentation and Mandates

We require the following documentation and mandates:

• Signed Resolution/Mandate with authority to open and operate the account
• Specimen signature of the individuals mandated to open and operate the account (minimum of 2 specimen signatures required for each mandate holder)
• A copy of the organisation’s Constitution/Rules

If applicable:
• A copy of the Charity Commission Registration (charities only)

Evidence of identification and proof of residency is also required for the individual(s) operating the account.

Is there anything more I should know?

Our General Account Terms and Conditions, which is available to download from our website, provides full details of the terms and conditions applied to this and other accounts offered by us.

Where there is a conflict between information displayed on the product and the General Account Terms and Conditions, the terms of the product will apply.

The General Account Terms and Conditions are provided to all new account holders and are also available on request.

How do I apply?

To enquire about a business, club & charity savings account, please visit our contact page and select the Business & Charity Savings Accounts enquiry form or email us at

A colleague will then respond to any queries that you may have and support you through the application and account set up process, including the Document and Mandate requirements (see above).

In common with other financial organisations we will need evidence of identification and proof of residency. Please see the You and Your Savings Account leaflet for details.

Can I cancel if I change my mind?

If you change your mind about your choice of account, you may cancel it within 14 days of the day the account is opened or the day on which you receive the terms and conditions of the account and other information on paper or electronically, whichever is later.

We will help you switch to another of our accounts or we will give you all your money back with any interest it has earned. We will ignore any notice period and any penalties relating to withdrawals or closure of the account.

Charitable Assignment

All new customers opening a savings account will be required to sign a declaration agreeing to assign any windfall conversion benefits to the Charities Aid Foundation. This assignment will apply for the first 5 years of membership. Existing members with continuous membership prior to the effective date are not affected. Our Charitable Assignment Scheme leaflet provides full details.


1. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added to each year. AERs on the Monthly Income accounts assume interest is added to the account each month although in practice the option to have interest added in this way is not available.

2. The gross rate is the contractual rate of interest payable without tax taken off.
If separate AER/Gross rates are not quoted, both rates are identical.

^Tax free means you won’t pay UK tax on any income or capital gains your ISA makes.

Our savings accounts are exclusively available to UK Residents only.

These account details apply to personal investors only unless stated in the detailed information.

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