Int Only
Term | 2 years |
Initial Rate1 | 3.39% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | over 80% and up to 90% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £161,500.00 payable over 25 years initially on a fixed rate of 3.39% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £ 800.71 and 276 monthly payments of £989.19; plus one initial interest payment of £ 464.99
The total amount payable would be £293,301.76 made up of the loan amount, plus interest and fee(s) totalling £131,801.76. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 2 years |
Initial Rate1 | 3.09% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £176,000.00 payable over 30 years initially on a fixed rate of 3.09% for 2 years and then on our current standard variable rate of 5.60% for the remaining 28 years would require 23 monthly payments of £751.86 and 336 monthly payments of £996.95; plus one initial interest payment of £ 461.89
The total amount payable would be £354,133.87 made up of the loan amount, plus interest and fee(s) totalling £178,133.87. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 5 years |
Initial Rate1 | 4.69% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, 1% completion fee |
A mortgage of £346,500.00 payable over 20 years initially on a fixed rate of 4.69% for 5 years and then on our current standard variable rate of 5.60% for the remaining 15 years would require 59 monthly payments of £1,354.24 and 180 monthly payments of £1,616.90; plus one initial interest payment of £1,380.21
The total amount payable would be £723,274.37 made up of the loan amount, plus interest and fee(s) totalling £376,774.37. This includes Application Fee (£199), Valuation Fee (£383), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£3,465) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 5 years |
Initial Rate1 | 4.09% |
Overall Cost For Comparison2 | 5.2% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, 1% completion fee |
A mortgage of £346,500.00 payable over 20 years initially on a fixed rate of 4.09% for 5 years and then on our current standard variable rate of 5.60% for the remaining 15 years would require 59 monthly payments of £1,180.99 and 180 monthly payments of £1,616.91; plus one initial interest payment of £1,203.64
The total amount payable would be £712,877.85 made up of the loan amount, plus interest and fee(s) totalling £366,377.85. This includes Application Fee (£199), Valuation Fee (£383), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£3465) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
Term | 3 years |
Initial Rate1 | 3.59% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £138,750.00 payable over 25 years initially on a fixed rate of 3.59% for 3 years and then on our current standard variable rate of 5.60% for the remaining 22 years would require 35 monthly payments of £415.09 and 264 monthly payments of £647.47; plus one initial interest payment of £423.05
The total amount payable would be £326,731.28 made up of the loan amount, plus interest and fee(s) totalling £187,981.28. This includes: Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 2 years |
Initial Rate1 | 3.59% |
Overall Cost For Comparison2 | 5.6% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £138,750.00 payable over 25 years initially on a fixed rate of 3.59% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £415.09 and 276 monthly payments of £647.51; plus one initial interest payment of £423.05
The total amount payable would be £329,530.88 made up of the loan amount, plus interest and fee(s) totalling £190,780.88. This includes: Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 4.19% |
Overall Cost For Comparison2 | 5.7% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, 1% completion fee |
A mortgage of £141,145.00 payable over 35 years initially on a variable rate, currently 4.19% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £492.83 and 396 monthly payments of £658.69; plus one initial interest payment of £502.28
The total amount payable would be £416,064.06 made up of the loan amount, plus interest and fee(s) totalling £274,919.06. This includes Application Fee (£199), Valuation Fee (£225), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,411.45) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.7% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.59% |
Overall Cost For Comparison2 | 5.6% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, 1% completion fee |
A mortgage of £86,000.00 payable over 20 years initially on a variable rate, currently 3.59% for 2 years and then on our current standard variable rate of 5.60% for the remaining 18 years would require 23 monthly payments of £257.28 and 216 monthly payments of £401.34; plus one initial interest payment of £262.22
The total amount payable would be £180,527.10 made up of the loan amount, plus interest and fee(s) totalling £94,527.10. This includes Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£860) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
Term | 3 years |
Initial Rate1 | Currently 2.54% |
Overall Cost For Comparison2 | 4.9% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £82,500.00 payable over 10 years initially on a variable rate, currently 2.54% for 3 years and then on our current standard variable rate of 5.60% for the remaining 7 years would require 35 monthly payments of £174.63 and 84 monthly payments of £385.01; plus one initial interest payment of £172.23
The total amount payable would be £123,198.12 made up of the loan amount, plus interest and fee(s) totalling £40,698.12. This includes Application Fee (£199), Valuation Fee (£169), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 4.9% APRC representative.
Term | 5 years |
Initial Rate1 | 3.89% |
Overall Cost For Comparison2 | 5.1% APRC |
MAX LTV3 | Over 90% and up to 95% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a fixed rate of 3.89% for 5 years and then on our current standard variable rate of 5.60% for the remaining 20 years would require 59 monthly payments of £517.59 and 240 monthly payments of £598.06; plus one initial interest payment of £327.08
The total amount payable would be £175,303.29 made up of the loan amount, plus interest and fee(s) totalling £76,303.29. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£255), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.24% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | over 90% and up to 95% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a variable rate, currently 3.24% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £482.97 and 276 monthly payments of £605.79; plus one initial interest payment of £263.64
The total amount payable would be £179,473.99 made up of the loan amount, plus interest and fee(s) totalling £80,473.99. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 2 years |
Initial Rate1 | 3.89% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | Over 90% and up to 95% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £99,000.00 payable over 25 years initially on a fixed rate of 3.89% for 2 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 23 monthly payments of £517.59 and 276 monthly payments of £608.46; plus one initial interest payment of £327.08
The total amount payable would be £181,070.61 made up of the loan amount, plus interest and fee(s) totalling £82,070.61. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£255), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 5 years |
Initial Rate1 | 4.09% |
Overall Cost For Comparison2 | 5.2% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £346,500.00 payable over 20 years initially on a fixed rate of 4.09% for 5 years and then on our current standard variable rate of 5.60% for the remaining 15 years would require 59 monthly payments of £1,180.99 and 180 monthly payments of £1,616.91; plus one initial interest payment of £1,203.64
The total amount payable would be £710,712.85 made up of the loan amount, plus interest and fee(s) totalling £364,212.85. This includes Application Fee (£199), Valuation Fee (£383), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 2.64% |
Overall Cost For Comparison2 | 5.3% APRC |
MAX LTV3 | over 80% and up to 90% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £135,000.00 payable over 35 years initially on a variable rate, currently 2.64% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £493.52 and 396 monthly payments of £722.81; plus one initial interest payment of £292.93
The total amount payable would be £298,780.65 made up of the loan amount, plus interest and fee(s) totalling £163,780.65. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.74% |
Overall Cost For Comparison2 | 5.6% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £141,145.00 payable over 35 years initially on a variable rate, currently 3.74% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £439.90 and 396 monthly payments of £658.76; plus one initial interest payment of £433.88
The total amount payable would be £413,969.54 made up of the loan amount, plus interest and fee(s) totalling £272,824.54. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.20% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, 1.25% completion fee |
A mortgage of £141,145.00 payable over 35 years initially on a variable rate, currently 3.20% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £376.39 and 396 monthly payments of £658.75; plus one initial interest payment of £371.23
The total amount payable would be £413,406.51 made up of the loan amount, plus interest and fee(s) totalling £272,261.51. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,764.31) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 2.54% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £1,300 completion fee |
A mortgage of £86,000.00 payable over 20 years initially on a variable rate, currently 2.54% for 2 years and then on our current standard variable rate of 5.60% for the remaining 18 years would require 23 monthly payments of £182.03 and 216 monthly payments of £401.37; plus one initial interest payment of £179.54
The total amount payable would be £179,160.15 made up of the loan amount, plus interest and fee(s) totalling £93,160.15. This includes Application Fee (£199), Valuation Fee (£194), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 2.54% |
Overall Cost For Comparison2 | 5.3% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £80,000.00 payable over 16 years initially on a variable rate, currently 2.54% for 2 years and then on our current standard variable rate of 5.60% for the remaining 14 years would require 23 monthly payments of £169.33 and 168 monthly payments of £373.37; plus one initial interest payment of £167.01
The total amount payable would be £147,691.76 made up of the loan amount, plus interest and fee(s) totalling £67,691.76. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.84% |
Overall Cost For Comparison2 | 5.6% APRC |
MAX LTV3 | 65% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £141,145.00 payable over 35 years initially on a variable rate, currently 3.84% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £451.66 and 396 monthly payments of £658.76; plus one initial interest payment of £445.48
The total amount payable would be £415,251.62 made up of the loan amount, plus interest and fee(s) totalling £274,106.62. This includes: Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 2.24% |
Overall Cost For Comparison2 | 4.9% APRC |
MAX LTV3 | 75% (70% for loans over £750,000 and under £1m) |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, 0.50% completion fee |
A mortgage of £706,055.00 payable over 15 years initially on a variable rate, currently 2.24% for 2 years and then on our current standard variable rate of 5.60% for the remaining 13 years would require 23 monthly payments of £4,643.70 and 156 monthly payments of £5,676.41; plus one initial interest payment of £1,299.91
The total amount payable would be £998,908.24 made up of the loan amount, plus interest and fee(s) totalling £292,853.24. This includes Application Fee (£199), Chaps Fee (£25), Completion Fee (£3,530.27), Legal Fees (£255.00) and Valuation Fee (£1,149.00), Redemption Administration Fee (£125).
The overall cost for comparison is 4.9% APRC representative.
Term | 5 years |
Initial Rate1 | 3.89% |
Overall Cost For Comparison2 | 5.2% APRC |
MAX LTV3 | 95% of the share being purchased, 75% property value |
Early Repayment Charge | 3% |
Product Fees | £199 application fee |
A mortgage of £185,250.00 payable over 35 years initially on a fixed rate of 3.89% for 5 years and then on our current standard variable rate of 5.60% for the remaining 30 years would require 59 monthly payments of £808.97 and 360 monthly payments of £985.76; plus one initial interest payment of £612.04
The total amount payable would be £403,913.87 made up of the loan amount, plus interest and fee(s) totalling £218,663.87. This includes: Application Fee (£199), Chaps Fee (£25), Legal Fees (£350) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.40% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, 1% completion fee |
A mortgage of £86,000.00 payable over 20 years initially on a variable rate, currently 3.40% for 2 years and then on our current standard variable rate of 5.60% for the remaining 18 years would require 23 monthly payments of £243.67 and 216 monthly payments of £401.38; plus one initial interest payment of £240.33
The total amount payable would be £180,200.82 made up of the loan amount, plus interest and fee(s) totalling £94,200.82. This includes Application Fee (£199), Legal Fees (£255), Valuation Fee (£194), Chaps Fee (£25), Completion Fee (£860) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 2.14% |
Overall Cost For Comparison2 | 5.2% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £258,484.00 payable over 30 years initially on a variable rate, currently 2.14% for 2 years and then on our current standard variable rate of 5.60% for the remaining 28 years would require 23 monthly payments of £975.54 and 336 monthly payments of £1,454.29; plus one initial interest payment of £454.65
The total amount payable would be £512,437.51 made up of the loan amount, plus interest and fee(s) totalling £253,953.51. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.54% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, no completion fee |
A mortgage of £141,145.00 payable over 35 years initially on a variable rate, currently 3.54% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £416.38 and 396 monthly payments of £658.76; plus one initial interest payment of £410.67
The total amount payable would be £412,605.37 made up of the loan amount, plus interest and fee(s) totalling £ 271,460.37. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 4.04% |
Overall Cost For Comparison2 | 5.5% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £257,246.00 payable over 24 years initially on a variable rate, currently 4.04% for 2 years and then on our current standard variable rate of 5.60% for the remaining 22 years would require 23 monthly payments of £1,399.43 and 264 monthly payments of £1,613.14; plus one initial interest payment of £854.20
The total amount payable would be £460,860.05 made up of the loan amount, plus interest and fee(s) totalling £203,614.05. This includes: Application Fee (£199), Valuation Fee (£347), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.5% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.64% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £257,246.00 payable over 24 years initially on a variable rate, currently 3.64% for 2 years and then on our current standard variable rate of 5.60% for the remaining 22 years would require 23 monthly payments of £1,343.67 and 264 monthly payments of £1,608.73; plus one initial interest payment of £769.62
The total amount payable would be £458,328.75 made up of the loan amount, plus interest and fee(s) totalling £201,082.75. This includes: Application Fee (£199), Valuation Fee (£347), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 2 years |
Initial Rate1 | 4.79% |
Overall Cost For Comparison2 | 5.7% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £239,000.00 payable over 27 years initially on a fixed rate of 4.79% for 2 years and then on our current standard variable rate of 5.60% for the remaining 25 years would require 23 monthly payments of £1,318.00 and 300 monthly payments of £1,427.75; plus one initial interest payment of £972.30
The total amount payable would be £461,480.30 made up of the loan amount, plus interest and fee(s) totalling £222,480.30. This includes: Application Fee (£199), Valuation Fee (£266), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.7% APRC representative.
Term | 2 years |
Initial Rate1 | 5.09% |
Overall Cost For Comparison2 | 5.3% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £239,000.00 payable over 27 years initially on a fixed rate of 5.09% for 2 years and then on our current standard variable rate of 5.60% for the remaining 25 years would require 23 monthly payments of £1,360.44 and 300 monthly payments of £1,430.18; plus one initial interest payment of £1,033.20
The total amount payable would be £463,246.32 made up of the loan amount, plus interest and fee(s) totalling £224,246.32. This includes Application Fee (£199), Valuation Fee (£266), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.7% APRC representative.
Term | 2 years |
Initial Rate1 | 5.49% |
Overall Cost For Comparison2 | 5.8% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £250,125.00 payable over 35 years initially on a fixed rate of 5.49% for 2 years and then on our current standard variable rate of 5.60% for the remaining 33 years would require 23 monthly payments of £1,342.63 and 396 monthly payments of £1,360.09; plus one initial interest payment of £1,166.27
The total amount payable would be £572,592.40 made up of the loan amount, plus interest and fee(s) totalling £322,467.40. This includes: Application Fee (£199), Valuation Fee (£347), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.8% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.49% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £257,246.00 payable over 24 years initially on a variable rate, currently 3.49% for 2 years and then on our current standard variable rate of 5.60% for the remaining 22 years would require 23 monthly payments of £1,323.08 and 264 monthly payments of £1,607.03; plus one initial interest payment of £737.91
The total amount payable would be £457,374.67 made up of the loan amount, plus interest and fee(s) totalling £200,128.67. This includes: Application Fee (£199), Valuation Fee (£347), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 2 years |
Initial Rate1 | 4.49% |
Overall Cost For Comparison2 | 5.6% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £239,000.00 payable over 27 years initially on a fixed rate of 4.49% for 2 years and then on our current standard variable rate of 5.60% for the remaining 25 years would require 23 monthly payments of £1,276.24 and 300 monthly payments of £1,425.22; plus one initial interest payment of £911.41
The total amount payable would be £459,699.93 made up of the loan amount, plus interest and fee(s) totalling £220,699.93. This includes: Application Fee (£199), Valuation Fee (£266), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.6% APRC representative.
Term | 2 years |
Initial Rate1 | Currently 3.09% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 85% |
Early Repayment Charge | 2% |
Product Fees | £199 application fee, £999 completion fee |
A mortgage of £192,450.00 payable over 30 years initially on a variable rate, currently 3.09% for 2 years and then on our current standard variable rate of 5.60% for the remaining 28 years would require 23 monthly payments of £822.14 and 336 monthly payments of £1,090.23; plus one initial interest payment of £488.77
The total amount payable would be £387,584.27 made up of the loan amount, plus interest and fee(s) totalling £195,134.27. This includes: Application Fee (£199), Valuation Fee (£266), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£999) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 5 years |
Initial Rate1 | Currently 2.84% |
Overall Cost For Comparison2 | 5.1% APRC |
MAX LTV3 | 55% (age 65+), 40% (up to age 65) |
Early Repayment Charge | NIL |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £200,000.00 payable over 40 years initially on a variable rate, currently 2.84% for 5 years and then on our current standard variable rate of 5.60% for the remaining 35 years would require 59 monthly payments of £473.33 and 420 monthly payments of £933.38; plus one initial interest payment of £466.85.
The total amount payable would be £622,340.92 made up of the loan amount, plus interest and fee(s) totalling £422,340.92. This includes Application Fee (£199), Valuation Fee (£429), Chaps Fee (£25), Completion Fee (£800), Legal Fees (£350) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
Term | 3 years |
Initial Rate1 | 3.35% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 55% (age 65+), 40% (up to age 65) |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £200,000.00 payable over 40 years initially on a fixed rate of 3.35% for 3 years and then on our current standard variable rate of 5.60% for the remaining 37 years would require 35 monthly payments of £558.33 and 444 monthly payments of £933.38; plus one initial interest payment of £550.68
The total amount payable would be £636,440.95 made up of the loan amount, plus interest and fee(s) totalling £436,440.95. This includes Application Fee (£199), Valuation Fee (£429), Chaps Fee (£25), Completion Fee (£800), Legal Fees (£350) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 5 years |
Initial Rate1 | 3.89% |
Overall Cost For Comparison2 | 5.1% APRC |
MAX LTV3 | 100% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, no completion fee |
A mortgage of £115,000.00 payable over 28 years initially on a fixed rate of 3.89% for 5 years and then on our current standard variable rate of 5.60% for the remaining 23 years would require 59 monthly payments of £563.28 and 276 monthly payments of £662.21; plus one initial interest payment of £367.68
The total amount payable would be £217,239.16 made up of the loan amount, plus interest and fee(s) totalling £102,239.16. This includes Application Fee (£199), Chaps Fee (£25), Legal Fees (£350), Valuation Fee (£169) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.1% APRC representative.
Term | 3 years |
Initial Rate1 | Currently 3.50% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £82,500.00 payable over 10 years initially on a variable rate, currently 3.50% for 3 years and then on our current standard variable rate of 5.60% for the remaining 7 years would require 35 monthly payments of £240.63 and 84 monthly payments of £385.02; plus one initial interest payment of £237.33
The total amount payable would be £126,074.06 made up of the loan amount, plus interest and fee(s) totalling £43,574.06. This includes Application Fee (£199), Valuation Fee (£169), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 3 year |
Initial Rate1 | Currently 3.50% |
Overall Cost For Comparison2 | 5.4% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £1,800 completion fee |
A mortgage of £82,500.00 payable over 10 years initially on a variable rate, currently 3.50% for 3 years and then on our current standard variable rate of 5.60% for the remaining 7 years would require 35 monthly payments of £240.63 and 84 monthly payments of £385.02; plus one initial interest payment of £237.33
The total amount payable would be £126,074.06 made up of the loan amount, plus interest and fee(s) totalling £43,574.06. This includes Application Fee (£199), Valuation Fee (£169), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£1,800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.4% APRC representative.
Term | 3 years |
Initial Rate1 | Currently 3.30% |
Overall Cost For Comparison2 | 5.2% APRC |
MAX LTV3 | 100% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, no completion fee |
A mortgage of £115,000.00 payable over 28 years initially on a variable rate, currently 3.30% for 3 years and then on our current standard variable rate of 5.60% for the remaining 25 years would require 35 monthly payments of £525.79 and 300 monthly payments of £665.45; plus one initial interest payment of £311.92
The total amount payable would be £219,217.57 made up of the loan amount, plus interest and fee(s) totalling £104,217.57. This includes Application Fee (£199), Legal Fees (£350), Valuation Fee (£169), Chaps Fee (£25) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.2% APRC representative.
Term | 3 years |
Initial Rate1 | Currently 3.00% |
Overall Cost For Comparison2 | 5.3% APRC |
MAX LTV3 | 75% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £800 completion fee |
A mortgage of £142,500.00 payable over 37 years initially on a variable rate, currently 3.00% for 3 years and then on our current standard variable rate of 5.60% for the remaining 34 years would require 35 monthly payments of £532.38 and 408 monthly payments of £746.74; plus one initial interest payment of £351.37
The total amount payable would be £325,347.59 made up of the loan amount, plus interest and fee(s) totalling £182,847.59. This includes Application Fee (£199), Valuation Fee (£194), Legal Fees (£350), Chaps Fee (£25), Completion Fee (£800) and Redemption Administration Fee (£125).
The overall cost for comparison is 5.3% APRC representative.
Term | 3 years |
Initial Rate1 | Currently 2.24% |
Overall Cost For Comparison2 | 4.3% APRC |
MAX LTV3 | 80% |
Early Repayment Charge | 3% |
Product Fees | £199 application fee, £300 completion fee |
A mortgage of £130,000.00 payable over 12 years initially on a variable rate, currently 2.24% for 3 years and then on our current standard variable rate of 5.60% for the remaining 9 years would require 35 monthly payments of £1,036.66 and 108 monthly payments of £1,196.42; plus one initial interest payment of £239.34
The total amount payable would be £166,639.80 made up of the loan amount, plus interest and fee(s) totalling £36,639.80. This includes Application Fee (£199), Legal Fees (£255), Chaps Fee (£25), Completion Fee (£300) and Redemption Administration Fee (£125).
The overall cost for comparison is 4.3% APRC representative.
Your home may be repossessed if you do not keep up repayments on your mortgage
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