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Versatility – 2 Year Fixed Rate – MPXV10

Term 2 years
Initial Rate1 6.99%
Overall Cost For Comparison2 7.4% APRC
MAX LTV3 80%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

Versatility Plus – 2 Year Fixed Rate – CPXV12

Term 2 years
Initial Rate1 7.49%
Overall Cost For Comparison2 7.6% APRC
MAX LTV3 80%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

Versatility – 2 Year Discounted Variable Rate – MPDV13

Term 2 years
Initial Rate1 6.39% variable
Overall Cost For Comparison2 7.2% APRC
MAX LTV3 80%
Early Repayment Charge 2% in year one, followed by 1% in year two
Product Fees £199 application fee, £800 completion fee

Versatility – 2 Year Discounted Variable Rate – MPDV12

Term 2 years
Initial Rate1 6.89% variable
Overall Cost For Comparison2 7.4% APRC
MAX LTV3 Over 80% and up to 85%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

Versatility Plus – 2 Year Discounted Variable Rate – CPDV15

Term 2 years
Initial Rate1 6.65% variable
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 80%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 Application Fee, £800 Completion Fee

Shared Ownership 2 Year Fixed Rate – SX-030

Term 2 years
Initial Rate1 6.75%
Overall Cost For Comparison2 7.4% APRC
MAX LTV3 95% of the share being purchased, 75% property value
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 Application Fee, No Completion Fee

Retirement Interest Only (RIO) 5 Year Discounted Variable Rate DRI003

Term 5 years
Initial Rate1 5.89% variable
Overall Cost For Comparison2 6.8% APRC
MAX LTV3 55% (age 65+), 40% (up to age 65)
Early Repayment Charge NIL
Product Fees £199 application fee, £300 completion fee

2 Year Fixed Rate – DIX258

Term 2 years
Initial Rate1 5.85%
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 80%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 Application Fee, £800 Completion Fee

2 Year Discounted Variable Rate House Purchase Only – DID167

Term 2 years
Initial Rate1 6.65% variable
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 over 90% and up to 95%
Early Repayment Charge 2% in year one, followed by 1% in year two
Product Fees £199 Application Fee, No Completion Fee

2 Year Discounted Variable Rate – DID169

Term 2 years
Initial Rate1 5.65% variable
Overall Cost For Comparison2 7.2% APRC
MAX LTV3 80%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

2 Year Discounted Variable Rate – DID166

Term 2 years
Initial Rate1 6.25% variable
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 over 80% and up to 90%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

2 Year Fixed Rate – DIX259

Term 2 years
Initial Rate1 6.29%
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 Over 80% and up to 90%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 Application Fee, £800 Completion Fee

House Purchase Only 2 Year Fixed Rate – DIX260

Term 2 years
Initial Rate1 6.65%
Overall Cost For Comparison2 7.3% APRC
MAX LTV3 Over 90% and up to 95%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 Application Fee, No Completion Fee

2 Year Discounted Variable Rate – DID168

Term 2 years
Initial Rate1 5.53% variable
Overall Cost For Comparison2 7.1% APRC
MAX LTV3 75% (70% for loans over £750,000 and under £1m)
Early Repayment Charge 2% in year one, followed by 1% in year two
Product Fees £199 application fee, 0.50% completion fee

Versatility – 2 Year Fixed Rate – MPXV11

Term 2 years
Initial Rate1 7.49%
Overall Cost For Comparison2 7.5% APRC
MAX LTV3 Over 80% and up to 85%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, £800 completion fee

House Purchase Only Fixed Rate until 14 February 2029 – DIX261

Term Fixed until 14 Feb 2029
Initial Rate1 5.99%
Overall Cost For Comparison2 7.0% APRC
MAX LTV3 Up to 95% LTV
Early Repayment Charge 3% until 14 February 2027, 2% until 14 February 2028, 1% until February 2029
Product Fees £199 Application Fee, No Completion Fee

Family Assist 3 Year Discounted Variable Rate – House Purchase Only – DFM004

Term 3 years
Initial Rate1 5.89% variable
Overall Cost For Comparison2 7.1% APRC
MAX LTV3 100%
Early Repayment Charge 3% in Year 1, 2% in Year 2, 1% in Year 3
Product Fees £199 application fee, no completion fee

Limited Company Buy to Let Fixed Rate until 14 February 2029 – XIB054

Term Fixed until 14 February 2029
Initial Rate1 5.69%
Overall Cost For Comparison2 8.3% APRC
MAX LTV3 70%
Early Repayment Charge 3% until 14 February 2027, then 2% until 14 February 2028 and then 1% until 14 February 2029
Product Fees £199 application fee, 3% completion fee

Light Refurb Buy to Let 2 Year Discounted Variable Rate – DIB081

Term 2 years
Initial Rate1 6.39% variable
Overall Cost For Comparison2 8.8% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

2 Year Discounted Variable Rate Buy to Let – DIB073

Term 2 years
Initial Rate1 5.79% variable
Overall Cost For Comparison2 8.8% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

Expat Holiday Buy to Let 2 Year Discounted Variable Rate – DIB079

Term 2 years
Initial Rate1 6.39% variable
Overall Cost For Comparison2 8.9% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

2 Year Discounted Variable Rate Holiday Buy to Let – DIB078

Term 2 years
Initial Rate1 6.29% variable
Overall Cost For Comparison2 8.9% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

Expat Buy to Let 2 Year Discounted Variable Rate – DIB076

Term 2 years
Initial Rate1 5.89% variable
Overall Cost For Comparison2 8.8% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

Family Buy to Let 2 Year Discounted Variable Rate – DIB075

Term 2 years
Initial Rate1 6.09% variable
Overall Cost For Comparison2 8.9% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees £199 application fee, 1% completion fee

Family Buy to Let 2 Year Discounted Variable Rate – DIB074

Term 2 years
Initial Rate1 6.39% variable
Overall Cost For Comparison2 8.8% APRC
MAX LTV3 75%
Early Repayment Charge 2% in Year 1, 1% in Year 2
Product Fees None

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