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| Term | 2 years |
| Initial Rate1 | Currently 2.75% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 75% (70% for loans over £750,000 and under £1m) |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £1,300 completion fee |
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2 Year Discounted Rate Remortgage Only – DID140
Family Buy to Let 2 Year Discounted Rate – DIB052
| Term | 2 years |
| Initial Rate1 | Currently 3.55% |
| Overall Cost For Comparison2 | 5.7% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 1% completion fee |
Expat Consumer Buy to Let 2 Year Discounted Rate – DIB050
| Term | 2 years |
| Initial Rate1 | Currently 2.95% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 1.25% completion fee |
Expat Buy to Let 2 Year Discounted Rate – DIB049
| Term | 2 years |
| Initial Rate1 | Currently 3.69% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, no completion fee |
Expat Buy to Let 2 Year Discounted Rate – DIB045
| Term | 2 years |
| Initial Rate1 | Currently 2.95% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, 1.25% completion fee |
2 Year Discounted Rate – DID139
| Term | 2 years |
| Initial Rate1 | Currently 1.99% |
| Overall Cost For Comparison2 | 4.3% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
Expat Consumer Buy to Let 2 Year Discounted Rate – DIB051
| Term | 2 years |
| Initial Rate1 | Currently 3.69% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, no completion fee |
2 Year Discounted Rate – CPDV06 (Versatility 4)
| Term | 2 years |
| Initial Rate1 | Currently 4.49% |
| Overall Cost For Comparison2 | 5.8% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
2 Year Discounted Rate – CPDV05 (Versatility 3)
| Term | 2 years |
| Initial Rate1 | Currently 4.09% |
| Overall Cost For Comparison2 | 5.8% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Fixed Rate – MPXV02 (Versatility 2)
| Term | 3 years |
| Initial Rate1 | 4.29% |
| Overall Cost For Comparison2 | 5.7% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Fixed Rate – CPXV03 (Versatility 3)
| Term | 3 years |
| Initial Rate1 | 4.59% |
| Overall Cost For Comparison2 | 5.7% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Fixed Rate – CPXV04 (Versatility 4)
| Term | 3 years |
| Initial Rate1 | 4.99% |
| Overall Cost For Comparison2 | 6.0% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £999 completion fee |
Shared Ownership 2 Year Discount – SO-016
| Term | 2 years |
| Initial Rate1 | Currently 3.65% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 95% of the share being purchased, 75% property value |
| Early Repayment Charge | NIL |
| Product Fees | £199 application fee |
2 Year Discounted Rate – MPDV04 (Versatility 2)
| Term | 2 years |
| Initial Rate1 | Currently 3.79% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Fixed Rate – MPXV01 (Versatility 1)
| Term | 3 years |
| Initial Rate1 | 3.99% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 85% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £999 completion fee |
2 Year Discounted Rate – MPDV03 (Versatility 1)
| Term | 2 years |
| Initial Rate1 | Currently 3.49% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 85% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
Shared Ownership 2 Year Fixed Rate – SX-015
| Term | 2 years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 95% of the share being purchased, 75% property value |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee |
Shared Ownership 5 Year Fixed Rate – SX-016
| Term | 5 years |
| Initial Rate1 | 4.49% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 95% of the share being purchased, 75% property value |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee |
Retirement Interest Only (RIO) 5 Year Discounted Rate DRI001
| Term | 5 years |
| Initial Rate1 | Currently 2.99% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | 55% (age 65+), 40% (up to age 65) |
| Early Repayment Charge | NIL |
| Product Fees | £199 application fee, £800 completion fee |
Retirement Interest Only (RIO) 3 Year Fixed Rate XRI001
| Term | 3 years |
| Initial Rate1 | 3.35% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 55% (age 65+), 40% (up to age 65) |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £800 completion fee |
Family Buy to Let 3 Year Discounted Rate – DIB042
| Term | 3 years |
| Initial Rate1 | Currently 4.40% |
| Overall Cost For Comparison2 | 5.8% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
3 Year Fixed Rate – House Purchase Only – DIX213
| Term | 3 years |
| Initial Rate1 | 4.29% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | Over 90% and up to 95% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £300 completion fee |
Shared Ownership 3 Year Fixed Rate – SX-014
| Term | 3 years |
| Initial Rate1 | 4.19% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 95% of the share being purchased, 75% property value |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee |
2 Year Fixed Rate – House Purchase Only – DIX212
| Term | 2 years |
| Initial Rate1 | 4.09% |
| Overall Cost For Comparison2 | 5.7% APRC |
| MAX LTV3 | Over 90% and up to 95% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
Family Assist 5 Year Fixed Rate – House Purchase Only – XFM001
| Term | 5 years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 100% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, no completion fee |
Holiday Buy to Let 3 Year Discounted Rate – DIB048
| Term | 3 years |
| Initial Rate1 | Currently 3.65% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
Business Buy to Let 3 Year Discounted Rate – DIB037
| Term | 3 years |
| Initial Rate1 | Currently 3.65% |
| Overall Cost For Comparison2 | 5.6 APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
Family Buy to Let 3 Year Discounted Rate – DIB047
| Term | 3 year |
| Initial Rate1 | Currently 3.65% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,800 completion fee |
3 Year Discounted Rate – MPD002
| Term | 3 years |
| Initial Rate1 | Currently 3.59% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 70% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, 0.50% completion fee |
Shared Ownership 2 Year Discounted Rate – SO-017
| Term | 2 years |
| Initial Rate1 | Currently 3.55% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | 95% of the share being purchased, 75% property value |
| Early Repayment Charge | None |
| Product Fees | £199 application fee |
2 Year Discounted Rate – House Purchase Only – DID135
| Term | 2 years |
| Initial Rate1 | Currently 3.55% |
| Overall Cost For Comparison2 | 5.6% APRC |
| MAX LTV3 | Over 90% and up to 95% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee |
Family Assist 3 Year Discounted Rate – House Purchase Only – DFM001
| Term | 3 years |
| Initial Rate1 | Currently 3.45% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 100% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, no completion fee |
3 Year Fixed Rate – DIX219
| Term | 3 Years |
| Initial Rate1 | 3.89% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | Over 80% and up to 90% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £499 completion fee |
2 Year Fixed Rate – DIX214
| Term | 2 years |
| Initial Rate1 | 3.29% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | Over 80% and up to 90% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Fixed Rate – DIX218
| Term | 3 years |
| Initial Rate1 | 3.49% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £499 completion fee |
Help to Buy Equity Loan Scheme 3 Year Discounted Rate – SEOD08
| Term | 3 years |
| Initial Rate1 | Currently 3.15% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £800 completion fee |
3 Year Fixed Rate – House Purchase Only – DIX191
| Term | 3 years |
| Initial Rate1 | 2.99% |
| Overall Cost For Comparison2 | 5.3% APRC |
| MAX LTV3 | Over 80% and up to 90% |
| Early Repayment Charge | 3% |
| Product Fees | £499 completion fee |
2 Year Fixed Rate – DIX215
| Term | 2 years |
| Initial Rate1 | 2.79% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £999 completion fee |
3 Year Discounted Rate – House Purchase Only – DID123
| Term | 3 years |
| Initial Rate1 | Currently 2.75% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | Over 80% and up to 90% |
| Early Repayment Charge | 3% |
| Product Fees | £499 completion fee |
Business Buy to Let 3 Year Fixed Rate – XIB021
| Term | 3 years |
| Initial Rate1 | 2.74% |
| Overall Cost For Comparison2 | 5.5% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
Consumer Buy to Let 3 Year Fixed Rate – Remortgage Only – XIB020
| Term | 3 years |
| Initial Rate1 | 2.74% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
Business Buy to Let 3 Year Discounted Rate – DIB044
| Term | 3 years |
| Initial Rate1 | Currently 2.65% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
Consumer Buy to Let 3 Year Discounted Rate – Remortgage Only – DIB053
| Term | 3 years |
| Initial Rate1 | Currently 2.65% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | 75% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £1,300 completion fee |
2 Year Discounted Rate – DID136
| Term | 2 years |
| Initial Rate1 | Currently 2.65% |
| Overall Cost For Comparison2 | 5.4% APRC |
| MAX LTV3 | Over 80% and up to 90% LTV |
| Early Repayment Charge | 2% |
| Product Fees | £199 application fee, £300 completion fee |
3 Year Fixed Rate – House Purchase Only – DIX190
| Term | 3 years |
| Initial Rate1 | 2.59% |
| Overall Cost For Comparison2 | 5.2% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £499 completion fee |
3 Year Discounted Rate – House Purchase Only – DID122
| Term | 3 Years |
| Initial Rate1 | Currently 2.45% |
| Overall Cost For Comparison2 | 5.1% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £499 completion fee |
3 Year Discounted Rate – DID138
| Term | 3 years |
| Initial Rate1 | Currently 2.05% |
| Overall Cost For Comparison2 | 5.0% APRC |
| MAX LTV3 | 80% |
| Early Repayment Charge | 3% |
| Product Fees | £199 application fee, £300 completion fee |
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