A mortgage of £114,750.00 payable over 30 years initially on a fixed rate of 2.99% for 3 years and then on our current standard variable rate of 5.75% for the remaining 27 years would require 35 monthly payments of £484.00 and 324 monthly payments of £654.22; plus one initial interest payment of £282.00.

The total amount payable would be £230,118.28 made up of the loan amount, plus interest and fee(s) totalling £115,368.28. This includes Legal Fees (£255), Chaps Fee (£25), Completion Fee (£499) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.3% APRC representative.

A mortgage of £67,500 payable over 30 years initially on a variable rate, currently 2.75% for 3 years and then on our current standard variable rate of 5.75% for the remaining 27 years would require 35 monthly payments of £276.06 and 324 monthly payments of £383.85 plus one initial interest payment of £152.57.

The total amount payable would be £135,111.07 made up of the loan amount, plus interest and fee(s) totalling £67,611.07. This includes Legal Fees (£255), Chaps Fee (£25), Completion Fee (£499) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.3% APRC representative.

A mortgage of £127,870.00 payable over 31 years initially on a fixed rate of 2.59% for 3 years and then on our current standard variable rate of 5.75% for the remaining 28 years would require 35 monthly payments of £501.23 and 336 monthly payments of £717.51; plus one initial interest payment of £272.21.

The total amount payable would be £259,827.62 made up of the loan amount, plus interest and fee(s) totalling £131,957.62. This includes Legal Fees (£255), Chaps Fee (£25), Completion Fee (£499) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.2% APRC representative.

A mortgage of £126,600 payable over 35 years initially on a variable rate, currently 2.45% for 3 years and then on our current standard variable rate of 5.75% for the remaining 32 years would require 35 monthly payments of £449.88 and 384 monthly payments of £682.23 plus one initial interest payment of £254.93.

The total amount payable would be £278,906.05 made up of the loan amount, plus interest and fee(s) totalling £152,306.05. This includes Legal Fees (£255), Chaps Fee (£25), Completion Fee (£499) and Redemption Administration Fee (£150).

The overall cost for comparison is 5.2% APRC representative.