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If you’re an existing borrower thinking of moving home it’s worth speaking to us first, we’ve created a number of mortgages specifically for you.

We offer straightforward products that are easy to understand and our helpful and friendly team of mortgage advisers can help you find the right mortgage from our range.

Our expert team of mortgage underwriters assess each case on its merits to ensure that we understand your needs and circumstances.

Please find below our mortgage products available for existing customers moving house. These mortgage products are available direct from our sales team or through your preferred mortgage broker. You can compare our full range of mortgage products online or contact our sales team for further help and advice.

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Definitions

1. Initial Rate

The Initial Rate is the rate available during the initial term of the mortgage. Once the initial rate term has expired, the mortgage will revert to our Standard Variable Rate (SVR). Our SVR is set by us and is currently 5.35%, as a variable rate it may go up or down.

2. Overall Cost for Comparison

The Overall Cost for Comparison is given as the Annual Percentage Rate of Charge (APRC) and includes all charges incurred relating to the mortgage. The APRC is intended to help you as a borrower compare the interest rates on different products.

3. Max LTV

Like all other mortgage lenders, we will allow you to borrow against a proportion of the overall property value. This is known as Loan to Value (LTV) and is expressed as a percentage. For example, if you want to purchase a property at £100,000 and you would like to borrow £85,000, then you will need a mortgage available at 85% Loan to Value (LTV). The available LTV can vary depending upon the type of mortgage. Shared Ownership mortgages will offer two percentages under LTV - the proportion of the property value and the proportion of the share being purchased.

Your home may be repossessed if you do not keep up repayments on your mortgage

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4 ways to get in touch

Call us

Call a Mortgage Adviser on 01623 676345. Intermediaries can call us on 01623 676360.

Request callback

Request a callback from a member of the qualified Mansfield mortgage team.

Visit your branch

Find your nearest branch to speak to a Mansfield mortgage team member in person

Enquire online

Complete our simple form to ask a question and our team will respond as soon as possible.

Understanding Mortgages

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