* AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. AER’s on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.
+ The gross rate is the contractual rate of interest payable before the deduction of income tax.
# After deduction of income tax at 20%.
^Tax free means exempt from UK income and capital gains tax in the hands of the investor.