What Morgage Awards
 
    Interest Rates

All interest rates are variable unless described as fixed.

Current Rates from 01/04/2009 unless stated Previous Rates from 1/2/2009 to 31/3/2009 unless stated
Product Account
Levels £
Interest
Frequency
AER
% *
Gross Rate
% p.a. +
Net Rate
% p.a. #
AER
% *
Gross Rate
% p.a. +
Net Rate
% p.a. #
2 Year Variable Rate Loyalty Tracker Bond (2nd issue) Limited Edition
Introduced 17/06/13. Gross interest rate guaranteed to be 1.35% higher than the Bank of England Bank Rate
£500+ 31 December and on maturity 1.85 1.85 1.48 N/A N/A N/A
2 Year Variable Rate Loyalty Tracker Bond (2nd issue) Limited Edition - Monthly Income Option
Introduced 17/06/13. Gross interest rate guaranteed to be 1.35% higher than the Bank of England Bank Rate
See Account Conditions Monthly 1.85 1.83 1.46 N/A N/A N/A
2 Year Variable Rate Tracker Bond (5th issue) Limited Edition
Introduced 17/06/13. Gross interest rate guaranteed to be 1.15% higher than the Bank of England Bank Rate
£500+ 31 December and on maturity 1.65 1.65 1.32 N/A N/A N/A
2 Year Variable Rate Tracker Bond (5th issue) Limited Edition - Monthly Income Option
Introduced 17/06/13. Gross interest rate guaranteed to be 1.15% higher than the Bank of England Bank Rate
See Account Conditions Monthly 1.65 1.64 1.31 N/A N/A N/A
1 Year Fixed Rate cash ISA Bond (8th issue) Limited Edition
Introduced 17/06/13
£500+ On maturity 2.00 2.00 Tax Free^ N/A N/A Tax Free^
1 Year Fixed Rate cash ISA Bond (9th issue) Limited Edition
Introduced 17/06/13
£500+ On maturity 1.75 1.75 Tax Free^ N/A N/A N/A
cash ISA
£3,000+ 5 April 2.00 2.00 Tax Free^ 2.60 2.60 Tax Free^
cash ISA
£1+ 5 April 1.00 1.00 Tax Free^ 1.40 1.40 Tax Free^
cash ISA Monthly Income
£3,000+ Monthly 2.00 1.98 Tax Free^ 2.60 2.57 Tax Free^
cash Junior ISA
Introduced 01/11/11. Interest rate quoted effective from 09/07/12
£1+ 5 April 3.05 3.05 Tax Free^ 2.60 2.60 Tax Free^
High Yield Option 90 & Option 90 Deposit
£100,000+ 31 December 0.60 0.60 0.48 0.90 0.90 0.72
High Yield Option 90 & Option 90 Deposit
£50,000+ 31 December 0.50 0.50 0.40 0.64 0.64 0.51
High Yield Option 90 & Option 90 Deposit
£25,000+ 31 December 0.40 0.40 0.32 0.52 0.52 0.42
High Yield Option 90 & Option 90 Deposit
£10,000+ 31 December 0.35 0.35 0.28 0.45 0.45 0.36
High Yield Option 90 & Option 90 Deposit
£5,000+ 31 December 0.30 0.30 0.24 0.30 0.30 0.24
High Yield Option 90 & Option 90 Deposit
£1+ 31 December 0.20 0.20 0.16 0.25 0.25 0.20
Regular Savings (2nd issue)
£25 31 December 3.00 3.00 2.40 N/A N/A N/A
Young Regular Saver
£1+ 31 December 3.00 3.00 2.40 N/A N/A N/A
Young Saver
£1+ 31 December 2.50 2.50 2.00 N/A N/A N/A
Young Saver Bonus 5
The interest rates quoted do not include the bonuses payable.
£1+ 30 June/31 December 0.60 0.60 0.48 1.52 1.51 1.21
Prime Access & Prime Access Deposit
£25,000+ 31 December 0.35 0.35 0.28 0.40 0.40 0.32
Prime Access & Prime Access Deposit
£10,000+ 31 December 0.30 0.30 0.24 0.35 0.35 0.28
Prime Access & Prime Access Deposit
£5,000+ 31 December 0.20 0.20 0.16 0.25 0.25 0.20
Prime Access & Prime Access Deposit
£500+ 31 December 0.20 0.20 0.16 0.25 0.25 0.20
Prime Access & Prime Access Deposit
£250+ 31 December 0.20 0.20 0.16 0.25 0.25 0.20
Prime Access & Prime Access Deposit
£1+ (nominal rate) 31 December 0.10 0.10 0.08 0.25 0.25 0.20
Ashgate Hospice Affinity Account
Introduced 25/03/11
£25,000+ 31 December 0.35 0.35 0.28 N/A N/A N/A
Ashgate Hospice Affinity Account
Introduced 25/03/11
£10,000+ 31 December 0.30 0.30 0.24 N/A N/A N/A
Ashgate Hospice Affinity Account
Introduced 25/03/11
£5,000+ 31 December 0.20 0.20 0.16 N/A N/A N/A
Ashgate Hospice Affinity Account
Introduced 25/03/11
£500+ 31 December 0.20 0.20 0.16 N/A N/A N/A
Ashgate Hospice Affinity Account
Introduced 25/03/11
£250+ 31 December 0.20 0.20 0.16 N/A N/A N/A
Ashgate Hospice Affinity Account
Introduced 25/03/11
£1+ (nominal rate) 31 December 0.10 0.10 0.08 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£25,000+ 31 December 0.35 0.35 0.28 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£10,000+ 31 December 0.30 0.30 0.24 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£5,000+ 31 December 0.20 0.20 0.16 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£500+ 31 December 0.20 0.20 0.16 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£250+ 31 December 0.20 0.20 0.16 N/A N/A N/A
John Eastwood Hospice Affinity Account
Introduced 13/04/11
£1+ (nominal rate) 31 December 0.10 0.10 0.08 N/A N/A N/A
Business Deposit Account (1st Issue)
£1,000+ 31 December 1.30 1.30 1.04 N/A N/A N/A
Community Deposit Maxi Account (1st issue)
Introduced 01/02/2013
£500+ 31 December 1.50 1.50 1.20 N/A N/A N/A
SIPP Trust Cash Deposit Account - Pension 30 (3rd issue)
Introduced 08/03/13
£25,000+ 31 December 1.45 1.45 N/A N/A N/A N/A


Expired & Closed Variable Rate Accounts – (Not open to new investors)

The interest rates on fixed rate accounts remain unchanged. Please contact us for details.  The Monthly Income account is an amalgamated account formerly available as Monthly Income Issue 1, Monthly Income Issue 2, Monthly Income Option 90, Harvest Millennium Monthly and Over 50's Bond Monthly.

Current Rates from 01/04/2009 unless stated Previous Rates from 1/2/2009 to 31/3/2009 unless stated
Product Account
Levels £
Interest
Frequency
AER
% *
Gross Rate
% p.a. +
Net Rate
% p.a. #
AER
% *
Gross Rate
% p.a. +
Net Rate
% p.a. #
1 Year Variable Rate Bond (4th issue) Limited Edition
Introduced 17/08/11
£500+ On maturity 2.80 2.80 2.24 N/A N/A N/A
1 Year Variable Rate Bond (5th issue) Limited Edition
Introduced 12/06/12
£500+ On maturity 2.75 2.75 2.20 N/A N/A N/A
1 Year Variable Rate Bond (6th issue) Limited Edition
Introduced 15/08/12
£500+ On maturity 3.00 3.00 2.40 N/A N/A N/A
1 Year Variable Rate Bond (7th issue) Limited Edition
Introduced 30/10//12
£500+ On maturity 2.85 2.85 2.28 N/A N/A N/A
1 Year Variable Rate Tracker Bond (1st issue) Limited Edition
Current rate wef 20/04/12. Gross interest rate guaranteed to be 2.00% above Bank of England Bank Rate
£500+ On maturity 2.50 2.50 2.00 N/A N/A N/A
18 Month Variable Rate Loyalty Bond (1st issue) Limited Edition
Introduced 08/11/12
£500+ 30 June and on maturity 2.85 2.85 2.28 N/A N/A N/A
18 Month Variable Rate Loyalty Bond (2nd issue) Limited Edition
introduced 27/11/12
£500+ 30 June and on maturity 2.40 2.40 1.92 N/A N/A N/A
2 Year Variable Rate Tracker Bond (1st issue) Limited Edition
Introduced 12/06/12. Gross interest rate guaranteed to be 2.00% above Bank of England Bank Rate
£500+ 30 June and on maturity 2.50 2.50 2.00 N/A N/A N/A
2 Year Variable Rate Tracker Bond (1st issue) Limited Edition - Monthly Income Option
Introduced 27/09/12. Gross interest rate guaranteed to be 2.00% above Bank of England Bank Rate
£See Account Conditions Monthly 2.50 2.47 1.98 N/A N/A N/A
2 Year Variable Rate Tracker Bond (3rd issue) Limited Edition
Introduced 14/12/12. Gross interest rate guaranteed to be 1.65% above Bank of England Bank Rate
£500+ 30 June and on maturity 2.15 2.15 1.72 N/A N/A N/A
2 Year Variable Rate Tracker Bond (3rd issue) Limited Edition - Monthly Income Option
Introduced 14/12/12. Gross interest rate guaranteed to be 1.65% above Bank of England Bank Rate
£See Account Conditions Monthly 2.15 2.13 1.70 N/A N/A N/A
cash ISA (Reclassified Tessa Only ISA)
£3,000+ 5 April 2.00 2.00 Tax Free^ 2.60 2.60 Tax Free^
Harvester (formerly Harvest Millennium) (36 Month Term)
£100,000+ 30 June and on maturity 0.85 0.85 0.68 1.35 1.35 1.08
Harvester (formerly Harvest Millennium) (36 Month Term)
£50,000+ 30 June and on maturity 0.40 0.40 0.32 0.85 0.85 0.68
Harvester (formerly Harvest Millennium) (36 Month Term)
£25,000+ 30 June and on maturity 0.35 0.35 0.28 0.70 0.70 0.56
Harvester (formerly Harvest Millennium) (36 Month Term)
£10,000+ 30 June and on maturity 0.25 0.25 0.20 0.48 0.48 0.38
Harvester (formerly Harvest Millennium) (36 Month Term)
£1+ 30 June and on maturity 0.20 0.20 0.16 0.25 0.25 0.20
First Class Tracker (1st, 2nd, 3rd, 4th & 5th issues). Current rate wef 06/03/09.
Rates shown exclude introductory premium.
£1,000+ 30 June 0.35 0.35 0.28 0.85 0.85 0.68
First Class Tracker (6th issue). Current rate wef 06/03/09.
Rates shown exclude introductory premium.
£1,000+ 30 June 0.50 0.50 0.40 1.00 1.00 0.80
2 Year Variable Rate Loyalty Tracker Bond (1st issue) Limited Edition
Introduced 14/03/13. Gross interest rate guaranteed to be 1.55% higher than Bank of England Bank Rate
££500+ 31 December and on maturity 2.05 2.05 1.64 N/A N/A NA
2 Year Variable Rate Loyalty Tracker Bond (1st issue) Limited Edition - Monthly Income Option
Introduced 14/03/13. Gross interest rate guaranteed to be 1.55% higher than Bank of England Bank Rate
£See Account Conditions Monthly 2.05 2.03 1.62 N/A N/A N/A
2 Year Variable Rate Tracker Bond (4th issue) Limited Edition
Introduced 14/03/13. Gross interest rate guaranteed to be 1.35% higher than Bank of England Bank Rate
££500+ 31 December and on maturity 1.85 1.85 1.48 N/A N/A N/A
First Class Tracker (7th issue). Current rate wef 06/03/09.
Rates shown exclude introductory premium.
£1,000+ 30 June 0.50 0.50 0.40 1.00 1.00 0.80
2 Year Variable Rate Tracker Bond (4th issue) Limited Edition - Monthly Income Option
Introduced 14/03/13. Gross interest rate guaranteed to be 1.35% higher than Bank of England Bank Rate
£See Account Conditions Monthly 1.85 1.83 1.46 N/A N/A N/A
Postal Tracker Plus (1st issue).
Current rate wef 06/03/09. Rates shown exclude introductory premium.
£1,000+ 30 June 0.50 0.50 0.40 1.00 1.00 0.80
1 Year Fixed Rate cash ISA Bond (6th issue) Limited Edition
Introduced 23/01/13
££500+ On maturity 2.25 2.25 Tax Free^ N/A N/A Tax Free^
Postal Tracker Three (1st issue). Current rate wef 06/03/09.
£1,000+ 30 June 0.75 0.75 0.60 1.25 1.25 1.00
1 Year Fixed Rate cash ISA Bond (7th issue) Limited Edition
Introduced 23/01/13
££500+ On maturity 2.00 2.00 Tax Free^ N/A N/A N/A
Postal Tracker Three (2nd issue).
Current rate wef 06/03/09.
£1,000+ 30 June 0.60 0.60 0.48 1.10 1.10 0.88
Postal Savings (1st issue).
Formerly available as Postal Reward, Postal Premium, Postal Premium 4, Postal Investment and Postal Loyalty 1st issue
£1,000+ 30 June 1.75 1.75 1.40 N/A N/A N/A
Postal Loyalty (2nd issue)
AER/Gross rate shown excludes introductory premium of 0.50% for the first 12 months. Introduced 05/12/12
£1,000+ 30 June 1.75 1.75 1.40 N/A N/A N/A
Postal Plus (1st issue)
AER/Gross rate shown excludes introductory premium of 0.50% for the first 12 months. Introduced 03/08/12. Rates quoted wef 22/04/13.
£1,000+ 30 June 1.75 1.75 1.40 2.25 2.25 1.80
Postal Plus (2nd issue)
AER/Gross rate shown excludes introductory premium of 0.50% for the first 12 months. Introduced 08/11/12. Rates quoted wef 22/04/13.
£1,000+ 30 June 1.75 1.75 1.40 2.00 2.00 1.60
Over 50's Bond
£100,000+ 30 June 0.75 0.75 0.60 1.50 1.50 1.20
Over 50's Bond
£ 50,000+ 30 June 0.55 0.55 0.44 0.95 0.95 0.76
Over 50's Bond
£ 25,000+ 30 June 0.45 0.45 0.36 0.62 0.62 0.50
Over 50's Bond
£ 10,000+ 30 June 0.25 0.25 0.20 0.25 0.25 0.20
Over 50's Bond
£ 1+ 30 June 0.25 0.25 0.20 0.25 0.25 0.20
High Yield 30
£1+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
High Yield 60
£1+ 30 June/31 December 0.25 0.25 0.20 0.30 0.30 0.24
High Yield 90
£100,000+ 30 June/31 December 0.60 0.60 0.48 0.90 0.90 0.72
High Yield 90
£50,000+ 30 June/31 December 0.50 0.50 0.40 0.64 0.64 0.51
High Yield 90
£25,000+ 30 June/31 December 0.40 0.40 0.32 0.52 0.52 0.42
High Yield 90
£10,000+ 30 June/31 December 0.35 0.35 0.28 0.45 0.45 0.36
High Yield 90
£1+ 30 June/31 December 0.30 0.30 0.24 0.30 0.30 0.24
High Yield Option 120
£100,000+ 30 June 1.00 1.00 0.80 1.25 1.25 1.00
High Yield Option 120
£50,000+ 30 June 0.70 0.70 0.56 0.99 0.99 0.79
High Yield Option 120
£25,000+ 30 June 0.60 0.60 0.48 0.87 0.87 0.70
High Yield Option 120
£10,000+ 30 June 0.40 0.40 0.32 0.55 0.55 0.44
High Yield Option 120
£1+ 30 June 0.30 0.30 0.24 0.32 0.32 0.26
Monthly Income
£100,000+ Monthly 0.70 0.70 0.56 1.00 1.00 0.80
Monthly Income
£ 50,000+ Monthly 0.40 0.40 0.32 0.70 0.70 0.56
Monthly Income
£ 25,000+ Monthly 0.35 0.35 0.28 0.42 0.42 0.34
Monthly Income
£ 10,000+ Monthly 0.30 0.30 0.24 0.38 0.38 0.30
Monthly Income
£ 5,000+ Monthly 0.25 0.25 0.20 0.32 0.32 0.26
Regular Savings
£25+ 31 December 3.10 3.10 2.48 3.25 3.25 2.60
Paid Up Share
£25,000+ 30 June/31 December 0.35 0.35 0.28 0.40 0.40 0.32
Paid Up Share
£10,000+ 30 June/31 December 0.30 0.30 0.24 0.35 0.35 0.28
Paid Up Share
£5,000+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Paid Up Share
£500+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Paid Up Share
£250+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Paid Up Share
£1+ (nominal rate) 30 June/31 December 0.10 0.10 0.08 0.25 0.25 0.20
Deposit Account
£25,000+ 30 June/31 December 0.35 0.35 0.28 0.40 0.40 0.32
Deposit Account
£10,000+ 30 June/31 December 0.30 0.30 0.24 0.35 0.35 0.28
Deposit Account
£5,000+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Deposit Account
£500+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Deposit Account
£250+ 30 June/31 December 0.20 0.20 0.16 0.25 0.25 0.20
Deposit Account
£1+ (nominal rate) 30 June/31 December 0.10 0.10 0.08 0.25 0.25 0.20
1 Year Variable Rate e-Bond (1st issue) Limited Edition
Introduced 09/11/11
£1,000+ On maturity 2.85 2.85 2.28 N/A N/A N/A
1 Year Variable Rate e-Bond (2nd issue) Limited Edition
Introduced 08/11/12
£1,000+ On maturity 2.75 2.75 2.20 N/A N/A N/A
2 Year Variable Rate e-Bond (1st issue) Limited Edition
Introduced 27/11/12.
£1,000+ 30 June and on maturity 2.30 2.30 1.84 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£250,000+ 31 December 2.10 2.10 1.68 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£100,000+ 31 December 2.00 2.00 1.60 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£50,000+ 31 December 1.75 1.75 1.40 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£25,000+ 31 December 1.50 1.50 1.20 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£10,000+ 31 December 1.25 1.25 1.00 N/A N/A N/A
Business Deposit Maxi Account (1st issue)
Introduced 26/10/11
£500+ 31 December 0.80 0.80 0.64 N/A N/A N/A
SIPP Trust Cash Deposit Account - Pension 30 (1st issue)
Introduced 05/09/12
£25,000+ 31 December 1.85 1.85 N/A N/A N/A N/A
SIPP Trust Cash Deposit Account - Pension 30 (1st issue)
Introduced 05/09/12
£50,000+ 31 December 2.00 2.00 N/A N/A N/A N/A
SIPP Trust Cash Deposit Account - Pension 30 (2nd issue)
Introduced 09/01/13
£25,000+ 31 December 1.60 1.60 N/A N/A N/A N/A

* AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. AER’s on the Monthly Income account assume interest is added to the account each month although in practice the option to have interest added in this way is not available.
+ The gross rate is the contractual rate of interest payable before the deduction of income tax.
# After deduction of income tax at 20%.

^Tax free means exempt from UK income and capital gains tax in the hands of the investor.

 

Our savings accounts are protected by the FSCS. For more information refer to our FSCS important information page or visit the FSCS website.

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The Mansfield Building Society, Principal Office, Regent House, Regent Street, Mansfield, Notts, NG18 1SS
Tel: 01623 676300 • Fax: 01623 676356 • Email: enquiries@mansfieldbs.co.uk
Authorised and regulated by The Financial Services Authority - reference number 206049.  Member of the Building Societies Association