Shared Ownership Mortgages with No Credit Scoring
Shared ownership is designed to help people who cannot afford to purchase a home outright. With shared ownership you buy a share of the property and pay rent on the remaining portion usually to a Housing Association.
Housing Associations are non-profit making organisations
providing and managing homes for rent or sale for people in housing
need. Housing Associations registered with the Homes and Communities
Agency are legally known as registered social landlords.
We offer a choice of fixed rate and discounted rate shared ownership mortgages:
Our shared ownership mortgage products are available on residential
owner-occupied property (excluding flats) in Nottinghamshire,
Derbyshire, South Yorkshire, Lincolnshire, Leicestershire,
Northamptonshire, Rutland, Cambridgeshire, Oxfordshire, Hertfordshire,
Buckinghamshire, Bedfordshire or Warwickshire. They are available for qualifying applicants purchasing property on a shared ownership basis from pre-approved Housing Associations registered with the Homes and Communities Agency.